I bring 20 Years of experience in collections of delinquent debts Credit cards,personal payday loans, government loans. Inbound and outbound as well as face to face negotiations. 5 Years experience In management,training and developing of a competitive team of collectors, vast knowledge of skip tracing tools abilities and effective usage. I have a competitive spirit and a work ethic and task dedication that is infectious to those around me. Knowledge of operating systems and vast industry knowledge.