Jackie Hagerman
Walla Walla,WA
Summary
Portfolio Credit Analyst experienced in determining risk through effective financial statement analysis. Seeking an opportunity to bring further success to an organization through attention to detail and understanding of commercial credit principles.
Overview
12
12
years of professional experience
Work History
Senior Portfolio Credit Analyst
HomeStreet Bank
Seattle, WA
03.2021 - 01.2024
- Assisted in managing a diverse portfolio ranging from Agricultural Lending, Professional Practice and C&I.
- Reviewed and analyzed financial statements of potential borrowers to determine credit worthiness.
- Presented key information to upper management and executive team for loan recommendations.
- Collaborated with other departments within the organization to ensure efficient processing of loan applications.
- Assessed loan requests for accuracy, completeness and conformance with established lending guidelines.
- Requested financial documents from customers, managed ticklers and tested loan covenants.
Business Banking Officer, AVP
Bank of the West
03.2014 - 07.2016
- Responsible for many aspects of commercial banking and relationship management, including prospecting, managing existing bank relationships and credit analysis
- Facilitate deeper and more profitable client relationships by cross-selling deposit accounts, merchant services, and other bank products
- Primarily focused on C&I but experienced in all commercial lending areas including CRE
- Office buildings, new construction, AG (farming, dairy, hay growers, farmers acquiring additional acreage), operating LOC, equipment loans for trucking companies etc
- Active solicitation of new relationships through existing network, cold calling and building upon existing client relationships.
Senior Mortgage Loan Officer
Bank of America
06.2012 - 03.2014
- Originated over $23 MM in residential mortgages during 2013 while at Bank of America
- Managed 5 area branches to assist with their mortgage loan applications and customer questions on various mortgage products offered
- Consistently met and exceeded monthly loan volume goals.
Education
Associate of Arts - Accounting And Business Management
Walla Walla Community College
Walla Walla, WA05-2006
Skills
- Underwriting
- Financial Statement Review
- Credit Analysis
- Verbal and Written Communication
- Risk Assessment
References
Available upon request
Timeline
Senior Portfolio Credit Analyst
HomeStreet Bank
03.2021 - 01.2024
Business Banking Officer, AVP
Bank of the West
03.2014 - 07.2016
Senior Mortgage Loan Officer
Bank of America
06.2012 - 03.2014
Associate of Arts - Accounting And Business Management
Walla Walla Community College