Results-driven professional with extensive knowledge of insurance regulations and compliance. Skilled in performing detailed claims investigations and evaluating damages to assess liability. Excellent communication and interpersonal skills with a talent for negotiating successful settlements and maintaining positive client relationships.
Overview
19
19
years of professional experience
1
1
Certification
Work History
Total Loss Claims Adjuster (State Farm Insurance)
Crawford & Company
Atlanta, GA
06.2022 - 11.2022
Evaluated claims and performed investigation to accurately assess damages according to total loss threshold.
Maintained accurate records of all activities related to total loss claims processing.
Examined claim forms and other records to confirm coverage for loss of damage.
Reviewed vehicle options, mileage and condition report to ensure fair and equitable settlement amount.
Processed claim settlement payments within approved authority level.
Claims Adjuster (State Farm Insurance)
The Best Claims Solution
Phoenix, AZ
01.2022 - 04.2022
Analyzed, evaluated and processed insurance claims to determine coverage, liability and damages in accordance with policy terms and state regulations.
Made equitable liability decisions by regularly resolving disputes between policy holders and claimants.
Conducted interviews and recorded statements with insureds, claimants and witnesses to facilitate fair claims investigation.
Monitored claims handling by leveraging calendar management system, completing timely follow up with all parties.
Analyzed, evaluated and processed insurance claims to determine coverage, liability and damages in accordance with policy terms and state regulations.
Payed and processed approved claims within designated authority level.
Property ECTA (State Farm Insurance)
EA Renfroe
Pelham, AL
02.2021 - 12.2021
Assisted Claim Owner with incoming calls from customers regarding claim update and payment status.
Managed high-stress situations effectively, maintaining professionalism under pressure while resolving disputes or conflicts.
Assisted with click to chat, responding to Agents request for claim status updates
Assisted customers in navigating company website in setting up payment option.
Claims Adjuster (TD Insurance)
Catastrophe Response Unit
Toronto, Ontario
06.2020 - 11.2020
Investigated, evaluated and settled claims applying technical knowledge and human relations skills to achieve fair and equitable settlement of claims.
Maintained detailed records of all claim activities in a computer system for accurate tracking purposes.
Generated comprehensive reports outlining claim progress, evaluations of damages, negotiations outcomes and final resolutions for review by management team.
Entered claim payments, reserves and new claims in computer database, inputted concise yet sufficient file documentation.
Processed claim payments within approved authority level.
Total Loss Claims Adjuster
Windhaven Insurance Company
Dallas, TX
09.2019 - 12.2019
Reviewed police reports for accuracy when determining liability in total loss cases.
Performed thorough investigations of total loss claims, ensuring accuracy and completeness of documentation.
Applied knowledge of auto body repair techniques when evaluating repair costs for total losses.
Negotiated settlements with claimants in accordance with company policies and procedures.
Analyzed vehicle repair estimates, photographs, title information and other pertinent documents to evaluate claims.
Evaluated salvage values for totaled vehicles using market data analysis tools.
Total Loss Claims Adjuster (State Farm Insurance)
The Best Claim Solution
Phoenix, AZ
03.2017 - 01.2019
Analyzed vehicle repair estimates, photographs, title information and other pertinent documents to evaluate claims.
Assigned appraiser for re-evaluation to resolve disagreement with repair facility on repair cost.
Communication with various vehicle evaluation vendors; such as Mitchell, Autosource, NADA, as well as Salvage vendors IAA and Copart.
Evaluated salvage values for totaled vehicles using market data analysis tools.
Maintained accurate records of all activities related to total loss claims processing.
Claims Adjuster (State Farm Insurance)
Pilot Catastrophe Services
Mobile, AL
11.2015 - 10.2016
Evaluated claims and performed investigations to accurately assess damages and liability.
Handled difficult conversations professionally while maintaining composure during high-stress situations.
Examined claim forms and other records to confirm coverage for loss or damage.
Used strong customer service skills to negotiate with policyholders to settle claims.
Reported overpayments, underpayment and other irregularities.
Completed audit review for claim file closure.
Senior Credentialing QA Analyst
Federation of State Medical Board
Euless, TX
01.2004 - 04.2015
Initiation, construction and quality assurance of credentialing portfolios for both Physician and Physician Assistants to be submitted to state medical boards for state licensure.
Performed comprehensive review of applicant provided information and source verification for discrepancies and omissions.
Audit Physicians profile according to internal policies and NCQA guidelines.
Ensure accuracy and completeness of all verification received for Physician portfolio according to internal and external requirements.
Interacted with internal work groups for additional verification and follow up for Physician permanent portfolio.
Education
Bachelor of Science (B.S.) in Computer Information Systems -
Grambling State University
Grambling, LA
07.1987
Skills
Insurance Policy Knowledge
Damage Assessment
Claims Investigation
Attention to Detail
Knowledgeable in ECS, Claims Experience, Queue Manager, Click to chat
Customer Service expertise
Mathematics Proficiency
Critical Thinking
Computer Proficiency
Time Management
Conflict Resolution
Insurance Policy Coverage Knowledge
References
References available upon request
Certification
State Farm Auto Certification
All State Auto Certification
Liberty Mutual Property Certification
TWIA Claims Examiner Certification
Louisiana Citizens Certification
Timeline
Total Loss Claims Adjuster (State Farm Insurance)
Crawford & Company
06.2022 - 11.2022
Claims Adjuster (State Farm Insurance)
The Best Claims Solution
01.2022 - 04.2022
Property ECTA (State Farm Insurance)
EA Renfroe
02.2021 - 12.2021
Claims Adjuster (TD Insurance)
Catastrophe Response Unit
06.2020 - 11.2020
Total Loss Claims Adjuster
Windhaven Insurance Company
09.2019 - 12.2019
Total Loss Claims Adjuster (State Farm Insurance)
The Best Claim Solution
03.2017 - 01.2019
Claims Adjuster (State Farm Insurance)
Pilot Catastrophe Services
11.2015 - 10.2016
Senior Credentialing QA Analyst
Federation of State Medical Board
01.2004 - 04.2015
Bachelor of Science (B.S.) in Computer Information Systems -
Bilingual Auto Claims Adjuster – Total Loss Department Adjuster at Farmers Insurance GroupBilingual Auto Claims Adjuster – Total Loss Department Adjuster at Farmers Insurance Group