Summary
Overview
Work History
Education
Skills
Certification
Timeline
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Jake Spanton

West Jordan,UT

Summary

Manages high-volume loan paperwork in dynamic environments with high production, approval and customer relations targets. Expertise includes reviewing and validating personal, employment and financial histories for each applicant. Self-motivated and reliable with excellent teamwork, problem-solving and organizational skills.

Overview

14
14
years of professional experience
1
1
Certificate

Work History

Senior Mortgage Loan Processor

Security National Mortgage Comp
07.2009 - 10.2023
  • Handled any conditions sent from underwriting departments.
  • Reviewed financial statements and contacted institutions and customers to clarify details.
  • Collaborated with Loan Officers to provide timely, accurate service for clients throughout entire mortgage process.
  • Developed comprehensive understanding of loan processing regulations and laws to be fully compliant.
  • Analyzed borrower credit reports and income statements to verify accuracy.
  • Coordinated closing process with attorneys, title companies, and government clerks.
  • Maintained accurate records of loan processing activities and documents in CRM system.
  • Received on-going, comprehensive training on home loan products and mortgage process.
  • Stayed up to date on loan regulation changes, processing loan applications in compliance with current laws.

Education

Business Administration

Salt Lake Community College
Salt Lake City, UT

Skills

  • Application Preparation
  • Appraisals
  • Legal Compliance
  • Proficient in Encompass Mortgage Processing Software
  • Regulatory Compliance
  • Microsoft Office
  • Regulatory Compliance Documentation
  • Residential Mortgage Lending Regulations
  • Credit Verification
  • Consumer Loan Underwriting

Certification

  • Licensed Loan Originator - 2007-present
  • Extensive Guideline Knowledge-FHA/VA, USDA, Conventional, Non-QM

Timeline

Senior Mortgage Loan Processor

Security National Mortgage Comp
07.2009 - 10.2023

Business Administration

Salt Lake Community College
Jake Spanton