JAVED ALI SHAH
Troy,USA
Summary
A seasoned Finance and Internal Audit professional with over 9 years of experience in both banking and healthcare sectors. Currently serving as Assistant Manager Finance for a multi-practice dental organization. Expertise in regulatory compliance, risk management, and internal controls, with a strong background in banking operations. Skilled in identifying complex financial issues, implementing strategic solutions, and optimizing processes to enhance efficiency, mitigate risks, and safeguard assets. Proven track record of contributing to financial performance and organizational growth.
Overview
14
14
years of professional experience
Work History
Assistant Manager Finance
Comfort Dental Group PLLC
Michigan, USA
12.2025 - Current
- Assisted in managing day-to-day financial operations of the dental practice, ensuring accuracy in accounting records and transactions.
- Reviewed monthly financial statements, including Profit & Loss, Balance Sheet, and cash flow reports.
- Managed accounts payable, verified vendor invoices, and processed timely payments.
- Supported budgeting and forecasting activities, analyzing variances against actual performance.
- Reconciled bank statements, credit card accounts, and practice management system reports.
- Ensured compliance with financial policies, internal controls.
- Collaborated with front desk and billing teams to improve collections and revenue cycle efficiency.
- Supervised bookkeeping for all practices, ensuring consistent and accurate record-keeping across locations.
Manager, Foreign Trade Audit
Bank AL Habib Limited
Karachi, Pakistan
07.2021 - 11.2025
- Conducted comprehensive audits of branch foreign trade operations to assess internal controls, identify potential risks, and ensure compliance with UCP 600, and internal policies.
- Identify internal control weaknesses, validate financial records, and ensure effective risk management in trade operations.
- Review financial performance, conduct thematic reviews, and assess business reporting accuracy.
- Educate staff and branch managers on audit findings and risk mitigation.
- Stay current with audit best practices, emerging trends, and SBP-issued frameworks and technologies, including those addressing Trade-Based Money Laundering (TBML).
Internal Auditor (Senior Officer)
Meezan Bank Limited
Karachi, Pakistan
07.2016 - 06.2021
- Audited both trade finance and branch operations ensuring compliance with UCP-600, FE Manual, and internal policies.
- Reviewed import/export documents, trade advances, LC opening, and WeBOC compliance.
- Conducted operational audits on cash handling, account opening, HR practices, and reconciliations.
- Liaised with department heads to enforce corrective measures and close audit gaps.
Accountant
ATI Logistics Solution
Karachi, Pakistan
10.2014 - 01.2016
- Handled full-cycle accounting including payables, receivables, reconciliations, and payroll.
- Managed vendor payments, financial reporting, and liaised with auditors during financial reviews.
Trainee Accountant
KBM Chartered Certified Accountants
London, UK
06.2012 - 12.2012
- Processing purchase invoices, supplier’s statements reconciliation, dealing with suppliers invoice queries & purchase orders.
- Bank reconciliation preparation and submission of quarterly VAT return to HRMC.
- Assisted in bookkeeping, VAT return submissions, bank reconciliations, and payroll processing.
- Supported preparation of management accounts and year-end financial statements.
Education
MBA - Finance
University of Gloucestershire
United Kingdom09-2012
Bachelor of Commerce (B. Com) -
University of Karachi
Karachi, Pakistan05-2007
Skills
- Financial Operations & Reporting (Assistant Manager Finance – multi-practice dental organization)
- Process Improvement & Efficiency Enhancement
- Internal Controls Evaluation
- Risk Assessment & Mitigation
- Trade Finance / General Banking Operations Auditing
- Regulatory Compliance (UCP 600, FE Manual, and other international trade guidelines)
- Anti–Money Laundering (AML) & TBML Controls
- Documentation Review
- Microsoft Office Suite (Excel, Word, PowerPoint)
- Core banking system Temenos T24
- eAudit Application
Languages
English
Full Professional
Interests
Watching movies across various genres
Long drives, exploring new routes and enjoying scenic landscapes
Dining out, discovering new cuisines
TAININGS & WORKSHOPS
- International Trade & Trade Based Money Laundering Training - National Institute of Banking & Finance – NIBAF, Pakistan. (2024)
- AML/CFT/CPF Regulations Workshop – Bank AL Habib Limited(2022)
- Sanctions & Proliferation Financing Regime International Political Landscape & its Impact on Evolving Sanctions Regime – Learning Resource Center (2022)
- Intermediate Excel Training – LearnTech.pk (2022)
- Sanctions Regimes & Evolving Political Landscape Workshop - Learners' Lounge. (2022)
- Pakistan Single Window (PSW) & Trade Facilitation Workshop – Pakistan Learning Nest (2022)
Timeline
Assistant Manager Finance
Comfort Dental Group PLLC
12.2025 - Current
Manager, Foreign Trade Audit
Bank AL Habib Limited
07.2021 - 11.2025
Internal Auditor (Senior Officer)
Meezan Bank Limited
07.2016 - 06.2021
Accountant
ATI Logistics Solution
10.2014 - 01.2016
Trainee Accountant
KBM Chartered Certified Accountants
06.2012 - 12.2012
MBA - Finance
University of Gloucestershire
Bachelor of Commerce (B. Com) -
University of Karachi