JEFFREY TRAMEL
Cookeville,TN
Summary
High-achieving Mortgage Broker with 24 years spent building business opportunities and working with lenders. Exceptional loan origination knowledge and follow up with lenders and borrowers. Dedicated to best-in-class mathematical accuracy and efficiency.
Overview
6
6
years of professional experience
Work History
Mortgage Broker
NEXA MORTGAGE, LLC
02.2023 - Current
- Evaluated borrower financial information, pay stubs and credit history to determine loan possibility.
- Explained entire mortgage loan process to borrower.
- Collaborated with and facilitated communications between borrowers and lenders to obtain ideal loans for home purchases.
- Assessed clients' financial data to determine loan suitability.
- Communicated with clients, processing teams and other third parties to achieve prompt loan closings.
Senior Loan Officer
Canopy Mortgage
01.2022 - 02.2023
- Originated, reviewed, processed, closed, and administered customer loan proposals.
- Developed and maintained relationships with local real estate agents.
- Submitted loan applications to underwriter for verification and recommendations.
- Developed and implemented marketing campaigns to attract new customers.
- Reviewed and edited loan agreements to promote efficiency and accuracy.
Senior Loan Officer
SUCCESS MORTGAGE PARTNERS
08.2021 - 01.2022
- Submitted loan applications to underwriter for verification and recommendations.
- Originated, reviewed, processed, closed, and administered customer loan proposals.
- Developed and maintained relationships with local real estate agents.
- Processed loan applications and monitored progress from start to finish.
- Assisted clients with improving financial health by counseling on issues such as excessive spending and borrowing.
Mortgage Advisor
MORTGAGE INVESTORS GROUP
06.2020 - 08.2021
- Originate government, conventional and non-qualified mortgages in accordance with investor guidelines
- Develop and train new real estate agents and builders on the best products for their clients
Mortgage Advisor
PREFERRED RATE / PARKSIDE LENDING
08.2019 - 06.2020
- Originate government, conventional and non-qualified mortgages in accordance with investor guidelines
- Assisted customers with completing loan applications and other paperwork.
- Processed loan applications and monitored progress from start to finish.
- Monitored pipelines to track and log status of loans.
- Explained very technical financial information to applicants in easy to understand language.
Sales Mgr
ISERVE RESIDENTIAL LENDING
01.2018 - 08.2019
- Instrumental in driving branch production from approximately 2 million to 6 million as the sales manager
- Managed the daily functions of the residential mortgage office for approximately 8 loan officers
- Originated government, conventional and non-qualified mortgages in accordance with investor guidelines
Branch Mgr
CASTLE and COOKE MORTGAGE Co
06.2017 - 01.2018
- Managed the daily functions of the residential mortgage office
- Originated government and conventional residential loans in accordance with investor guidelines
Education
Associate of Arts - Liberal Arts
Florida College
Jacksonville, FloridaMortgages
Licensed Mortgage Loan Originator
TennesseeSkills
- Negotiation Tactics
- Ethical Business Standards
- Customer Proposals
- Brand Development
- Borrower Financial Assessment
- Government Lending
- Mortgage Program Recommendations
- Credit Check Knowledge
- Processing Loan Applications
Additional Information
- MILITARY: , UNITED STATES NAVY (01/93 – 07/98) Awarded the Joint Service Commendation Medal, Navy Achievement Medal and the Joint Meritorious Unit Award
- Top Secret / SCI Security Clearance
Timeline
Mortgage Broker
NEXA MORTGAGE, LLC
02.2023 - Current
Senior Loan Officer
Canopy Mortgage
01.2022 - 02.2023
Senior Loan Officer
SUCCESS MORTGAGE PARTNERS
08.2021 - 01.2022
Mortgage Advisor
MORTGAGE INVESTORS GROUP
06.2020 - 08.2021
Mortgage Advisor
PREFERRED RATE / PARKSIDE LENDING
08.2019 - 06.2020
Sales Mgr
ISERVE RESIDENTIAL LENDING
01.2018 - 08.2019
Branch Mgr
CASTLE and COOKE MORTGAGE Co
06.2017 - 01.2018
Associate of Arts - Liberal Arts
Florida College
Mortgages
Licensed Mortgage Loan Originator
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