Managed 35 customer emails per day requesting guideline clarification
Managed up to 5 underwriting exception requests per day
Coached 10 team members in techniques necessary to complete job tasks.
Established open and professional relationships with team members, account executives and wholesale brokers to achieve quick resolutions for various issues.
Took on additional job duties during unexpected backlog, resulting in meeting project target date.
Used critical thinking to break down problems, evaluate solutions and make decisions
National Underwriting Analyst
Plaza Home Mortgage
San Diego, CA
11.2020 - 10.2021
Created and facilitated Underwriting training.
Served 3 bank branches, wholesale brokers, and internal staff by offering alternative options and explaining credit decisions.
Monitored underwriting team of 15 performance and provided mentoring to achieve personal and department production goals.
Review Conventional, FHA and VA mortgages and defended lenders from FNMA, FHLMC and MI claims.
Demonstrated respect, friendliness and willingness to help wherever needed
Team Lead I
Tractor Supply Company
Bordentown, NJ
04.2020 - 11.2020
Participated in cross-functional team-building activities.
Managed schedules accepted time off requests and found coverage for short shifts for team of 8.
Cash Register Till management, safe balance, and bank deposits
Worked different stations to provide optimal coverage and meet production goals.
Trained new team members by relaying information on company procedures and safety requirements.
Established open and professional relationships with team members to achieve quick resolutions for various issues.
Decorating Instructor/Production
Sugarplum Studio
Cherry Hill, NJ
02.2019 - 03.2020
Conducted 3-5 training classes per weekend
Hosted parties for various occasions
Handled phone calls regarding inquiries, cancelled orders and ordering conflicts.
Kept work area safe and sanitized by washing utensils, tools and countertops.
Used variety of baking and decorating tools such as mixers, carving tools and confectionery products.
Followed daily opening and closing procedures of brick-and-mortar bakery location.
Operated cash register and handled cash, credit card and check transactions.
Agency Underwriter III
NewRez
Fort Washington, PA
07.2018 - 12.2018
Mentored new underwriters.
Specialized in Non-Qualified Mortgage reviews of up to 8 per day
Determined and documented loan conditions and communicated requirements and decisions.
Analyzed credit, income, compliance, title documents and appraisals during underwriting process.
Supervisor/Processor/Underwriter
PHH Mortgage
Mount Laurel, NJ
03.1992 - 09.2017
Management for team of 10 underwriters.
Implemented process improvements.
Performed QC review of loan submissions.
Reviewed loan files for completeness, identified missing documentation and generated condition lists for applicants.
Provided quick turnaround times to maintain fast-past schedule.
Maintained long-term relationships with customers to provide best-in-class customer service.
Maintained compliance with privacy and security requirements, as well as federal statutes covering Conventional, FHA, and VA loans.
Evaluated approvals against established bank and government lending standards.
Processed loans within various departments to achieve timely, accurate and fair proceedings.
Shift Lead
Walgreens
Mt. Laurel, New Jersey
10.2022 - Current
Evaluated employee skills and knowledge regularly, training and mentoring individuals with lagging skills.
Helped store management meet standards of service and quality in daily operations.
Completed store opening and closing procedures and balanced tills.
Responded to and resolved customer questions and concerns.
Maintained safe working environment by observing safety procedures, policies and regulations.
Trained and mentored new employees to maximize team performance.