Jennifer R Haggy
South Vienna,OH
Summary
Experienced professional bringing self-motivated mindset and in-depth background completing valuations of land and homes values. Analytical problem-solver with organized and thorough approach. Knowledgeable Real Estate Appraiser well-versed in performing single and multi family appraisals. Remarkable work ethic with exceptional communication and planning capabilities. Effective in establishment of favorable client relations and honest, thorough appraisals.
Overview
24
24
years of professional experience
Work History
License Real-Estate Appraiser Assistant
Shelley Miggo Appraisal Services, LLC
Springfield, OH
04.2010 - Current
- Utilized data regarding nearby properties to help determine value on property being appraised.
- Documented condition of each building by carefully photographing key features.
- Used strong research skills to improve understanding of local areas and properties.
- Maintained up-to-date knowledge of local market information.
- Completed appraisals on a various number of properties
- Gathered information on nearby properties to compare and help make value determinations on properties.
- Completed inspections of properties and property improvements to determine market values.
- Inspected properties first-hand, collected measurements and reviewed historical documents to complete thorough evaluations.
- Collected and analyzed relevant data to identify real estate market trends.
- Weighed property location, sales trends and estimated replacement costs to accurately value properties.
- Took photographs of interior and exterior of buildings to properly document features and conditions.
- Inspected new and existing properties and noted distinctive characteristics.
- Performed appraisals in line with federal requirements and USPAP guidelines.
- Maintained current understanding of lender requirements and documentation guidelines.
- Completed appraisals on single and multi family properties
Mortgage Loan Officer
Prestige Mortgage Group, LLC
Urbana, OH
08.1999 - 07.2008
- Reviewed loan files and updated to match current standards.
- Explained different types of loans pertaining to client situations.
- Followed up with clients on missing loan documents, providing guidance on best way to complete application process.
- Assisted clients in selecting correct loan product and terms to meet needs and financial goals.
- Maintained high level of customer satisfaction by providing prompt and accurate loan status updates.
- Analyzed loan applications and credit reports to determine loan eligibility and risk level.
- Monitored portfolio performance and provided clients with periodic updates on loan progress.
- Communicated with clients, processing teams and other third parties to achieve prompt loan closings.
- Checked loan documents for accuracy prior to closing.
- Negotiated loan terms and conditions with clients to maximize profitability.
- Supervised loan personnel and motivated to maintain customer service and performance standards.
- Researched and updated industry knowledge on changing legislation and regulations.
- Monitored pipelines to track and log status of loans.
- Processed loan applications and monitored progress from start to finish.
- Assisted customers with completing loan applications and other paperwork.
- Evaluated loan requests and documents to verify accuracy and completeness.
- Developed and maintained relationships with customers, lenders and other third parties.
Education
Bachelor of Science - Business Management
Colorado Technical University
Colorado Springs, CO12.2016
High School Diploma -
Southeastern High School
South Charleston, OH05.1990
Skills
- Data compilation and implementation of effective record keeping
- Proficiency with, but not limited to: common operating systems, wintotal, social media, floor plans, blueprints, lending practices
- Proficient knowledge in statistics, mathematics, and analytics
- Excellent understanding of business operations and analytical tools for effective analyses of data
- Valuations and research for possible lower, cost efficient options
- Estimation skills
- Market Valuations
- Data Entry Skills
- Appraisal Analysis
- Sketching Abilities
- Property Valuation & Inspection
Timeline
License Real-Estate Appraiser Assistant
Shelley Miggo Appraisal Services, LLC
04.2010 - Current
Mortgage Loan Officer
Prestige Mortgage Group, LLC
08.1999 - 07.2008
Bachelor of Science - Business Management
Colorado Technical University
High School Diploma -
Southeastern High School
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