Results-driven underwriting professional with solid background in risk assessment and financial analysis. Known for strong collaboration skills and commitment to achieving high-quality results. Effective at adapting to evolving market conditions and utilizing analytical tools to support decision-making.
Overview
35
35
years of professional experience
Work History
Senior Underwriter W/C
Missouri Employers Mutual
01.2018 - Current
Responsible for receiving, reviewing, quoting risks submitted to our company to include loss rating; review all requests for endorsements and process; request loss control according to program requirements and additionally at U/W discretion, review the report upon receipt and discuss it with the agent and assign for follow up as needed, price, present and bind within UW authority and refer all accounts to management outside of LOA. Responsible for strategic growth with agency plant to meet UW department and individual goals as well as agency book growth.
Represent UW in privatization plan discussions, new programs, state expansions.
Assist in training newer Strategic Underwriters with loss analysis, scheduled rating, loss control and corresponding with agents.
Senior Underwriter W/C
Guarantee Insurance Company / Patriot Underwriters
01.2008 - 01.2018
Responsible for receiving, reviewing, quoting risks submitted to our company that would fit the various program parameters to include loss rating; review all requests for endorsements, process all premium bearing and assigning non premium bearing for processing unit; request loss control according to program requirements and additionally at U/W discretion, review the report upon receipt and discuss it with the agent and assign for follow up as needed.
Senior Underwriter – Everest National Program
Mackinaw Administrators, LLC
11.2007 - 01.2008
Responsible for receiving, reviewing, quoting risks submitted to our agency that would fit the Everest Program parameters to include loss rating. Review all requests for endorsements and all audits before they are processed. Request loss control according to program requirements and additionally at UW discretion and review upon receipt for discussion and further follow up.
Underwriter; Senior Template Underwriter – W/C
BISYS / Uhlemeyer Services, Inc.
St. Louis, MO
09.1999 - 11.2007
Senior: In addition to normal underwriting duties, was responsible for all BISYS office referrals for new business and any referrals from our Corporate Marketing office. Also responsible for training new employees on the insurance programs and the internal tracking systems. Monitored workflow and adjusted the template underwriter’s agency plant as necessary to keep work levels as equal as possible.
UW: Responsible for rating / quoting risks submitted by client agents using several different companies’ guidelines. Working with manual template rating and Internet based rating, review loss information, mod worksheets and company descriptions to determine eligible candidates for out programs. Also responsible for sending larger risks submitted to market based on their appetites, including a synopsis of the account if the retail broker does not provide one.
Claim Adjuster
Commercial Union / CGU
St. Louis, MO
10.1996 - 01.1999
Responsible for handling auto, liability, and workers’ compensation claims. To include initial contacts, determination of compensability, state filings, sending bills for medical review, all payments, day to day handling, and final settlement. Also handled salvage of “totaled” vehicles for auto unit.
Claim Assistant
Lockton Companies
St. Louis, MO
07.1993 - 01.1996
Responsible for reporting and following up on claims for the agency’s clients. I would also review policy wording and pointing out potential coverage problems or issues with Account Managers. Compiled loss data and loss runs for agency use in meetings and remarketing of accounts. Claims coordinator for several of Lockton’s smaller accounts.
Claim Assistant
Willis Corroon Admin. Services
St. Louis, MO
02.1991 - 01.1993
Assistant for the Regional Manager, Office Manager, and Adjusters. Responsible for opening mail, distributing mail/faxes, sending correspondence to other WCAS offices, compiling claim data for meetings with clients, and assisting adjusters with claim correspondence.
Skills
Training and mentoring
Analyzing data
Risk evaluations
Relationship building
Microsoft office
Underwriting guidelines
Policy renewal
Sales support
Agent support
Pricing evaluations
Collaboration
Timeline
Senior Underwriter W/C
Missouri Employers Mutual
01.2018 - Current
Senior Underwriter W/C
Guarantee Insurance Company / Patriot Underwriters