Jennifer Lovatos
Norwalk,CA
Summary
Dedicated Post Closer bringing 6+ years of experience on packages for collateral, investor and customer loans. Complex problem-solver with analytical, attentive and proactive nature. Desire to bring skills and abilities into any company.
Organized and motivated employee eager to apply time management and organizational skills in various environments. Seeking entry-level opportunities to expand skills while facilitating company growth.
Methodical and detail-oriented Post Closer. Consistently surpass demanding targets and meet quality assurance requirements. Skilled at working in chaotic, high-volume settings with tough objectives. Team-minded, dependable and industrious.
High knowledge with the following Conventional, FHA, Non-QA, VA Loans - Wholesale
Overview
14
14
years of professional experience
Work History
Post Closer
iCore Lending Inc.
Cerritos, CA
10.2024 - Current
- Consulted with warehouse bank personnel to handle collateral document shipments.
- Coordinated with title companies, lenders, and attorneys to resolve any post-closing issues.
- Maintained accurate records of all post-closing activities.
- Collaborated with underwriting and processing teams to ensure seamless loan transitions.
- Worked successfully with diverse group of coworkers to accomplish goals and address issues related to our products and services.
- Researched legal documents related to secured transactions such as mortgages, deeds of trust, promissory notes.
- Maintained files and records of all closed loans.
- Conducted thorough post-closure audits to identify and rectify any discrepancies.
- Developed strategies to ensure that all post-closing deadlines are met consistently.
- Submitted trailing documents to current investors.
- Balance purchase advice and submit to warehouse lines
- Complete final post cds
- Transfer MERS
Loan Originator Support Specialist
E Mortgage Capital
Irvine , CA
08.2024 - 10.2025
- Verified accuracy of loan documents prior to approval.
- Managed loan application pipeline to ensure timely processing of all loans.
- Updated loan officers on changes in lending regulations and compliance requirements.
- Provided support services to Loan Officers during client meetings as needed.
Post Closing Specialist
Orion Lending
Orange, CA
03.2020 - 03.2023
- Consulted with warehouse bank personnel to handle collateral document shipments.
- Responsible for sending Notes to proper Warehouse Banks in a timely matter.
- Processed mortgage closing loans to submit to investors with accuracy and meeting compliance terms.
- Data Entry
- Customer service
- Microsoft word, Excel and Outlook
- Review and audit all closing case files for accuracy and compliance.
- Communicated with customers/ real estate agents/ investors/brokers to ensure a smooth and timely transaction.
- Collaborated with internal staff members to ensure a smooth transition between pre-closing and post-closing processes.
- Maintained accurate records of all post-closing activities.
- Processed incoming and outgoing mail related to the post-closing process.
- Coordinated with lenders, attorneys, buyers, sellers and title companies regarding post-closing matters.
- Maintained a database of post-closing documentation for easy retrieval and compliance.
Post Closing Specialist
Am West Funding
Brea, CA
01.2015 - 02.2020
- Consulted with Warehouse Bank personnel to handle collateral document shipments.
- Responsible for sending Notes to proper Warehouse Banks in a timely matter.
- Coordinated with lenders, attorneys, buyers, sellers and title companies regarding post-closing matters.
- Maintained accurate records of all post-closing activities.
- Processed incoming and outgoing mail related to the post-closing process.
- Examined and verified information in loan application and closing documents.
- Data and word experience
- Customer service
- Microsoft word, Excel and Outlook
- Review and audit all closing case files for accuracy and compliance.
- Communicated with customers/ real estate agents/ investors/brokers to ensure a smooth and timely transaction.
- Sorted, filed, scanned, indexed and tracked documents in an organized manner.
- Addressed any issues arising from post-closing activities in a timely manner.
- Prepared loan packages for final review and approval.
Escrow Assistant
La Costa Escrow
Downey, CA
03.2012 - 01.2014
- Provided customer service through phone calls or emails promptly and professionally.
- Performed quality control checks on all documents associated with an escrow.
- Created spreadsheets in Microsoft Excel for record-keeping and reporting.
- Reviewed documents to ensure they are correct and ready to record.
- Ordered payoff/judgments/ fire insurance/messenger
- Performed administrative and clerical duties for escrow officer to complete escrow transactions and necessary follow-up requests.
Education
Norwalk High School
Norwalk, CASkills
- Mortgage Loan Processing
- Collateral Management
- MERS transfers
- Investor loan shipment experience (worked with over 10 investors)
- Deadline Management
- Log Updating
- Spreadsheet Tracking
- Customer Service and Assistance
- Strong Analytical skills
- Attention to detail
- Dedicated team player
- Demonstrate a high level of professionalism in dealing with confidential and sensitive issues
- Documentation Management
- Microsoft Office
- Teamwork and Collaboration
- Data Entry
- Encompass
- Loan processing
- Bilingual English/Spanish
Timeline
Post Closer
iCore Lending Inc.
10.2024 - Current
Loan Originator Support Specialist
E Mortgage Capital
08.2024 - 10.2025
Post Closing Specialist
Orion Lending
03.2020 - 03.2023
Post Closing Specialist
Am West Funding
01.2015 - 02.2020
Escrow Assistant
La Costa Escrow
03.2012 - 01.2014
Norwalk High School