Jeremy Reece
Waxahachie,TX
Summary
Detail-oriented and results-driven Mortgage Underwriter with over 8 years of experience in assessing and approving mortgage loan applications. Adept at evaluating financial documents, adhering to regulatory guidelines, and ensuring loan quality. A passion for making sound decisions by analyzing the data and employing critical thinking skills. Ability to quickly adapt within a fluid and changing business environment. Able to work independently and follow through on commitments. Driven to succeed and seeking out opportunities to advance and develop.
Overview
13
13
years of professional experience
Work History
Fraud Service Representative
Advancial FCU
02.2023 - Current
- Process 50-100 card fraud disputes per day and monitor multiple systems for the detection and prevention of fraud
- Provided expert knowledge on fraud trends during internal training sessions, enhancing employees'' ability to detect fraudulent activities.
- Assists with maintaining up to date department
procedures - Provides training to new hires and ambassadors
- Optimized departmental workflows by introducing process improvements that accelerated case resolution times and reduced the risk of financial loss due to undetected fraud activities.
Underwriter
Computershare
04.2022 - 10.2022
- Review and analyze loan applications to determine credit risk, and use critical thinking and underwriting skills to make sound financial decisions on behalf of employer
- Analyzed credit, income, compliance, title documents, and appraisals during underwriting process.
- Train and mentor junior underwriters, providing guidance on complex loan applications.
- Collaborate with loan officers and processors to facilitate timely loan closings.
- Achieved a 95% loan approval accuracy rate, minimizing loan default risks.
- Documented underwriting decisions and provided evidence of compliance with applicable regulations.
Underwriter
Stearns Lending
05.2019 - 01.2022
- Underwrote residential mortgage loans, adhering to Fannie Mae guidelines.
- Conducted thorough reviews of borrowers’ financial documents, including tax returns, bank statements, and credit histories.
- Evaluated property appraisals to ensure accurate valuations and mitigate risks
- Maintained up-to-date knowledge of industry regulations and market trends.
- Successfully managed a pipeline of 40+ loan applications monthly, ensuring timely processing and approvals.
Underwriter, Processor
Genpact
01.2012 - 01.2018
Education
Associate of Science -
Cedar Valley College
Lancaster, TX01.2008
Diploma -
Duncanville High School
Duncanville, TX01.2005
Skills
- Mortgage underwriting and risk assessment
- Knowledge of Fannie Mae, Freddie Mac, and FHA guidelines
- Financial document analysis
- Credit report evaluation
- Attention to detail and accuracy
- Strong communication and interpersonal skills
- Proficient in mortgage software (Encompass, Empower)
- Regulatory compliance
- Time Management
- Client Satisfaction
Timeline
Fraud Service Representative
Advancial FCU
02.2023 - Current
Underwriter
Computershare
04.2022 - 10.2022
Underwriter
Stearns Lending
05.2019 - 01.2022
Underwriter, Processor
Genpact
01.2012 - 01.2018
Associate of Science -
Cedar Valley College
Diploma -
Duncanville High School
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