Jeremy Rowe
Houston,TX
Summary
Detail-oriented financial services professional with SIE Certification transitioning into the securities industry. Specializes in business banking relationship management, credit analysis, and retail banking operations. Drives client satisfaction and retention through exceptional customer service and relationship building.
Overview
23
23
years of professional experience
1
1
Certification
Work History
Senior Vice President / Commercial Loan Officer
Prosperity Bank
Houston, TX
08.2023 - 08.2025
- Originated and secured commercial loans, enhancing financial solutions for existing and prospective customers.
- Analyzed new loan requests and recommended approvals to loan committee.
- Managed loan portfolio, evaluating financial activities and assessing creditworthiness to mitigate risk.
- Spearheaded marketing initiatives, identifying new deposit and loan opportunities to drive growth.
- Managed deposit growth, loan growth, budgets, and cost containment for the banking center.
Senior Vice President / Mortgage Loan Officer
Prosperity Bank
Houston, Tx
06.2017 - 08.2023
- Secured new mortgage loans for existing and prospective customers, contributing to overall portfolio expansion.
- Structured mortgage loans in compliance with lending practices and federal regulations.
- Evaluated mortgage loan applications to ensure thorough submission to underwriting department.
- Conducted thorough credit assessments to aid underwriting department in decision-making.
President / Southwest Medical Banking Center
Prosperity Bank
Houston, Tx
05.2006 - 05.2017
- Secured commercial, mortgage, and consumer loans, enhancing financial options for existing and prospective customers.
- Developed profitable deposit and loan relationships to drive revenue growth.
- Managed loan portfolio, assessing financial activities and creditworthiness to mitigate risk.
- Analyzed new loan requests, recommending approvals to loan committee based on thorough assessments.
- Directed operations and retail team in high-volume banking center to enhance service delivery.
- Oversaw deposit and loan growth, budget management, and cost containment strategies to optimize banking center performance.
Vice President
Prosperity Bank
Houston, Tx
10.2004 - 04.2006
- Secured commercial loans for existing and prospective customers, driving growth opportunities.
- Managed loan portfolio by evaluating financial activities and assessing creditworthiness, ensuring portfolio stability.
- Developed deposit and loan relationships to enhance financial portfolio performance.
- Analyzed new loan requests, providing recommendations for approval to loan committee.
Assistant Vice President
Prosperity Bank
Houston, Tx
04.2002 - 09.2004
- Validated risk ratings and provided credit recommendations for new loan requests, enhancing decision-making alongside Chief Loan Officer.
- Monitored loan credit exceptions and assessed collateral risks, ensuring compliance and minimizing potential financial exposure.
- Conducted analysis of commercial financial statements for existing and prospective customers.
- Participated in Internal Loan Committee discussions to evaluate loan applications, contributing to informed lending decisions.
Education
Bachelor of Arts - Psychology
Southern Methodist University
Dallas, Texas, TXSkills
- Commercial loan origination
- Risk assessment and credit analysis
- Financial forecasting and loan structuring
- Customer relationship management
Certification
Securities Industry Essentials (SIE) Exam, FINRA - January 2026
Timeline
Senior Vice President / Commercial Loan Officer
Prosperity Bank
08.2023 - 08.2025
Senior Vice President / Mortgage Loan Officer
Prosperity Bank
06.2017 - 08.2023
President / Southwest Medical Banking Center
Prosperity Bank
05.2006 - 05.2017
Vice President
Prosperity Bank
10.2004 - 04.2006
Assistant Vice President
Prosperity Bank
04.2002 - 09.2004
Bachelor of Arts - Psychology
Southern Methodist University