Detail-oriented banking professional with a strong background in credit analysis and risk assessment. Committed to maintaining portfolio quality and ensuring compliance with industry regulations. Seeking an opportunity to contribute my expertise to a dynamic financial institution.
Overview
14
14
years of professional experience
Work History
Personal Financial Officer
Black Hills Federal Credit Union
Rapid City, SD
10.2013 - Current
Credit Analysis and Decision-Making:
Analyzed credit histories of loan applicants to assess their repayment capabilities.
Ensured accuracy by meticulously managing pending queues and loan follow-up.
Leveraged various reports to maintain portfolio quality.
Offered actionable recommendations to enhance loan strategies and operational efficiency.
Investigated best practices for lending and made strategic recommendations to management.
Member Assistance:
Assisted dozens of members daily, both in person and over the phone.
Guided members toward financial health by recommending suitable loan options.
Investigated member needs and promptly fulfilled their requests.
Facilitated smooth transitions to colleagues or other departments when necessary.
Member Education:
Educated members about available products, services, and lending options.
Mitigated fraud risks by providing awareness and preventive measures.
Training and Process Improvement:
Assisted in training new colleagues, ensuring consistent service quality.
Collaborated in core system changes and tested innovative ideas to enhance operational efficiency.
Served as a subject matter expert for lending processes.
Human Resources Manager / Controller
Mid-West Campers and Recreation
Rapid City , SD
07.2015 - 06.2023
Human Resources and Finance:
Processed new hire onboarding, payroll, benefits, and time tracking.
Managed accounts payable and receivable efficiently.
Warranty Claims and Insurance Support:
Oversaw warranty claims from intake to completion.
Assisted service writers with insurance claims, ensuring seamless customer experiences.
Teller
Black Hills Federal Credit Union
Rapid City, SD
08.2010 - 10.2013
Member Service and Cash Handling:
Assisted members in person and via phone, performing necessary teller functions.
Maintained cash drawer accuracy and balanced transactions.
Vault Management:
Managed cash orders, gift card inventories, and balanced cash machines.
Education
High School Diploma -
Rapid City Central High School
Rapid City, SD
06.2007
Skills
Decision-Making
Regulatory Compliance
Communications
Risk Management
Credit Analysis
Loan Processing
Attention to Detail
Accomplishments
Cohort for pilot Emerging Leader Program (2022)
2022 Black Hills Community Developments's Small Business of the Year recipient - Mid-West Campers
Scholarship recipient for BHFCU Duane Ellingson Award