Summary
Overview
Work History
Education
Skills
Accomplishments
Timeline
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Jessica Thomson

Rapid City,SD

Summary

Detail-oriented banking professional with a strong background in credit analysis and risk assessment. Committed to maintaining portfolio quality and ensuring compliance with industry regulations. Seeking an opportunity to contribute my expertise to a dynamic financial institution.

Overview

14
14
years of professional experience

Work History

Personal Financial Officer

Black Hills Federal Credit Union
Rapid City, SD
10.2013 - Current

Credit Analysis and Decision-Making:

  • Analyzed credit histories of loan applicants to assess their repayment capabilities.
  • Ensured accuracy by meticulously managing pending queues and loan follow-up.
  • Leveraged various reports to maintain portfolio quality.
  • Offered actionable recommendations to enhance loan strategies and operational efficiency.
  • Investigated best practices for lending and made strategic recommendations to management.

Member Assistance:

  • Assisted dozens of members daily, both in person and over the phone.
  • Guided members toward financial health by recommending suitable loan options.
  • Investigated member needs and promptly fulfilled their requests.
  • Facilitated smooth transitions to colleagues or other departments when necessary.

Member Education:

  • Educated members about available products, services, and lending options.
  • Mitigated fraud risks by providing awareness and preventive measures.

Training and Process Improvement:

  • Assisted in training new colleagues, ensuring consistent service quality.
  • Collaborated in core system changes and tested innovative ideas to enhance operational efficiency.
  • Served as a subject matter expert for lending processes.

Human Resources Manager / Controller

Mid-West Campers and Recreation
Rapid City , SD
07.2015 - 06.2023

Human Resources and Finance:

  • Processed new hire onboarding, payroll, benefits, and time tracking.
  • Managed accounts payable and receivable efficiently.

Warranty Claims and Insurance Support:

  • Oversaw warranty claims from intake to completion.
  • Assisted service writers with insurance claims, ensuring seamless customer experiences.

Teller

Black Hills Federal Credit Union
Rapid City, SD
08.2010 - 10.2013

Member Service and Cash Handling:

  • Assisted members in person and via phone, performing necessary teller functions.
  • Maintained cash drawer accuracy and balanced transactions.

Vault Management:

  • Managed cash orders, gift card inventories, and balanced cash machines.

Education

High School Diploma -

Rapid City Central High School
Rapid City, SD
06.2007

Skills

  • Decision-Making
  • Regulatory Compliance
  • Communications
  • Risk Management
  • Credit Analysis
  • Loan Processing
  • Attention to Detail

Accomplishments

  • Cohort for pilot Emerging Leader Program (2022)
  • 2022 Black Hills Community Developments's Small Business of the Year recipient - Mid-West Campers
  • Scholarship recipient for BHFCU Duane Ellingson Award

Timeline

Human Resources Manager / Controller

Mid-West Campers and Recreation
07.2015 - 06.2023

Personal Financial Officer

Black Hills Federal Credit Union
10.2013 - Current

Teller

Black Hills Federal Credit Union
08.2010 - 10.2013

High School Diploma -

Rapid City Central High School
Jessica Thomson