Overview
Work History
Education
Skills
Timeline
Generic

Joanna Garza

12034 Tower Creek, San Antonio

Overview

16
16
years of professional experience

Work History

Senior Property Claims Adjuster - Field

USAA
12.2016 - Current
  • Manage all aspects of complex, high value personal property claims
  • Consistently adheres and exceeds internal goals for cycle time, audits, close ratio, and member communication
  • Conducts on site field inspections to determine loss exposure and provide guidance to members
  • Excellent use of XactAnalysis/Xactimate to create/review estimates
  • Develop action plans with vendors to ensure satisfaction, efficient handling and billing and actively negotiate when necessary
  • Negotiates with Public Adjusters and demands
  • Member satisfaction advocate
  • Active Claims Service Delegate Manager to include managing workload, distributing assignments and reviewing authority requests
  • Team Lead and actively trains and mentors new and existing Personal Property Field Adjusters
  • Active Property and Casualty Adjuster's License

Property Adjuster II

USAA
11.2015 - 12.2016
  • Investigated, evaluated, and equitably settled moderately complex property claims in accordance with the terms and conditions of the policy contract
  • Provided prompt and efficient claims service to customers
  • Analyzed information obtained to establish validity of claim, legal liability, and settlement value
  • Coordinated with internal functions to include Special Investigations Unit, Legal Counsel, Subrogation, and Property Direct Repair Program
  • Started the pilot of the Non-PDRP VDN phone line, worked on the Internal Catastrophe Unit team, and assisted with team building
  • Claims management expert
  • Consistently adheres to and exceeds adjuster expectations and internal goals

Property Adjuster III

USAA
11.2014 - 11.2015
  • Recorded and evaluated property in an inbound phone intensive call center environment
  • Screened incoming calls to recognize loss level exposures and determined appropriate level of handling
  • Responsible for settling low complexity claims in an accurate and efficient manner
  • Verified policy coverage and discussed claims process
  • Applied knowledge of policies and critical thinking skills, along with negotiation and investigation skills, to settle claims according to company procedures

Avenger Crewmember/Air And Missile Defense

Army National Guard
05.2009 - 05.2015
  • Work in my field of specialty and follow guidelines and interact with people
  • Secret Clearance

Veterinary Receptionist

Westside Animal Hospital
07.2013 - 07.2014
  • Greet clients and pets and provide excellent customer service, use medical records to record data and use Cornerstone Software to put new clients in database
  • Answer phones on multi line phone system and schedule appointments accordingly, organize and file paperwork, utilize copy & fax machine
  • Cash Handling, Credit/Debit transactions.

Veterinary Receptionist/Assistant

Reilly Road Animal Hospital
08.2012 - 06.2013
  • Greet clients and pets and provide excellent customer service, use medical records to record data and use Cornerstone Software to put new clients in database
  • Answer phones on multi line phone system and schedule appointments accordingly, organize and file paperwork, utilize copy & fax machine.

Guest Services Representative

Courtyard by Marriott
01.2011 - 01.2012
  • Provide excellent customer service to guests, check guests into hotel using Fosse Software
  • Answer phones on multiline phone system and make reservations accordingly, organize and file paperwork
  • Cash handling, Credit/Debit transactions

Education

Bachelor of Arts - Social and Criminal Justice

Ashford University
Online

Associate of Applied Science - Medical Billing and Coding

Ultimate Medical Academy

High School Diploma -

Greeneview High School
2009

Skills

  • Claims File Management Expert
  • Large Loss Personal Property Adjusting
  • P&C Knowledge and State Laws
  • Corporate Policies and Procedures
  • Management Experience
  • Fieldwork
  • Resolving Complex Issues
  • Strong Negotiation Skills

Timeline

Senior Property Claims Adjuster - Field

USAA
12.2016 - Current

Property Adjuster II

USAA
11.2015 - 12.2016

Property Adjuster III

USAA
11.2014 - 11.2015

Veterinary Receptionist

Westside Animal Hospital
07.2013 - 07.2014

Veterinary Receptionist/Assistant

Reilly Road Animal Hospital
08.2012 - 06.2013

Guest Services Representative

Courtyard by Marriott
01.2011 - 01.2012

Avenger Crewmember/Air And Missile Defense

Army National Guard
05.2009 - 05.2015

High School Diploma -

Greeneview High School

Bachelor of Arts - Social and Criminal Justice

Ashford University

Associate of Applied Science - Medical Billing and Coding

Ultimate Medical Academy
Joanna Garza