John Reynolds
Alpine,UT
Summary
Smart financial professional applies strong problem-solving and decision-making skills in job tasks. Self-motivated with good understanding of evaluating credit history, financial stability and risks. Diligent individual with strong work ethic. Top-notch Underwriter with solid experience in financial services. Proficient in determining level of risk for lenders using strong mathematical and statistical skills. Conscientious and committed to adhering to standards, underwriting guidelines and authority levels.
Overview
22
22
years of professional experience
Work History
Underwriter & Processor Trainer
Bay Equity Home Loans
03.2016 - Current
- Documented underwriting decisions and provided evidence of compliance with applicable regulations.
- Made approval and denial recommendations by determining accurate risk levels.
- Built strong relationships with lenders, brokers and clients for constructive communications.
- Analyzed credit, income, compliance, title documents, and appraisals during underwriting process.
- Managed and motivated employees to be productive and engaged in work.
- Accomplished multiple tasks within established timeframes.
- Onboarded new employees with training and new hire documentation.
Underwriting
WJ Bradley Mortgage
12.2009 - 03.2016
Certified Trainer / Server
Olive Garden
08.2008 - 12.2009
Loan Officer / Loan Processor
Meridias Capital
05.2002 - 05.2008
Education
MBA -
Louisiana State University At Shreveport
Shreveport, LA05.2020
Bachelor of Science - Economics, finance
University of Utah
Utah08.2010
Skills
- Proficient in prioritizing and managing workflow
- Ability to multi-task while maintaining close attention to detail and accuracy
- Skilled in remaining calm and focused in fast-paced, high intensity environments
- Highly capable in effectively resolving Loan Officers and Processor complaints
- Ability to coordinate with other departments to discuss issues and resolve concerns
- Trained in business concepts and practices
- Demonstrated ability to learn and adapt quickly to new systems and programs
- Have DE Chums ID
- VA Certified SAR
- Creativity
- Analytical Ability
- Business Sense
- Problem Solver
- Quick Learner
- Proven Team Player
- Self-starter
- Vision
- Leadership
- Resourcefulness
- Persistence
- Orderly and Organized
- Dependable
- Enthusiastic
- Trustworthy
- Risk Mitigation
- Loss Protection
- Caseload Management
- Strategic Planning
Accomplishments
- Helped with the testing and implementation of our company switching LOS to Encompass
- Created websites using HTML, CSS and PHP
- Designed and created numerous flyers, advertisements, forms, and dynamic documents
- Recognized for customer service excellence at three different companies
- Promoted to Trainer/Team Lead after 6 months of employment with two different companies
- Translated in-house documents from English to Spanish
- Developed an in-house program to rebuild clients with poor credit
Systems
- Calyx Point
- Encompass
- Tigris
- Nile
- MS Office Suite
- Adobe Systems (Acrobat, LiveCycle, Designer)
- Mortgage-related software
Volunteer Experience
- Spanish-speaking Foreign Non-Governmental Community Service
- Scoutmaster for a local Scout Troop
- President of the Student Association Institute of Religion
Languages
Spanish
Professional Working
Timeline
Underwriter & Processor Trainer
Bay Equity Home Loans
03.2016 - Current
Underwriting
WJ Bradley Mortgage
12.2009 - 03.2016
Certified Trainer / Server
Olive Garden
08.2008 - 12.2009
Loan Officer / Loan Processor
Meridias Capital
05.2002 - 05.2008
MBA -
Louisiana State University At Shreveport
Bachelor of Science - Economics, finance
University of Utah
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