John Romanow
Frisco
Summary
Detail-oriented Mortgage Loan Officer skilled in analyzing financial situations and facilitating timely loan approvals. Adept at maintaining industry knowledge, providing guidance on mortgage products, and ensuring compliance with regulations to uphold high standards in customer service.
Overview
6
6
years of professional experience
1
1
Certification
Work History
Mortgage Loan Officer
Everett Financial Inc.
03.2026 - Current
- Assisted clients in understanding mortgage products and processes.
- Reviewed loan applications for accuracy and completeness.
- Collaborated with underwriters to facilitate timely loan approvals.
- Provided exceptional customer service throughout the loan process.
- Maintained up-to-date knowledge of industry regulations and best practices.
- Communicated with clients, processing teams and other third parties to achieve prompt loan closings.
Mortgage Loan Officer
Mutual Of Omaha
05.2022 - 05.2025
- Developed strong relationships with real estate agents and referral partners.
- Utilized mortgage processing software to manage client files efficiently.
- Educated clients on credit requirements and financial options for home ownership.
- Maintained high level of customer satisfaction by providing prompt and accurate loan status updates.
- Analyzed customer financial circumstances and needs to propose most suitable types of loans
(Conventional, FHA and VA) loan for approval. - Top funder multiple months with high volume and units sold, top lead to application.
- Processed 40-50% of total pipeline per month.
Mortgage Loan Officer
Carrington Mortgage
12.2021 - 05.2022
- Assisted clients in selecting correct loan product and terms to meet needs and financial goals.
- Enhanced client retention by providing outstanding service throughout the mortgage process, from pre-approval to closing.
- Collaborated with underwriting and processing teams to resolve issues and expedite loan approvals.
- Analyzed loan applications and credit reports to determine loan eligibility and risk level.
- Delivered timely updates on loan status, communicating proactively with all parties involved in each transaction.
- Followed up with clients on missing loan documents, providing guidance on best way to complete application process.
- Increased loan approval rates by efficiently managing pipeline and maintaining strong relationships with borrowers, realtors, and underwriters.
Mortgage Loan Officer
Freedom Mortgage Corporation
06.2020 - 07.2021
- Assessed borrowers'' financial situations to determine appropriate mortgage products and loan structure.
- Reviewed loan files and updated to match current standards.
- Negotiated loan terms and conditions with clients to maximize profitability.
- Maintained a comprehensive knowledge of current industry trends and regulatory changes to provide expert guidance for clients.
- Managed risk effectively by adhering closely to compliance guidelines during all stages of the loan origination process.
Education
High School Diploma -
Denison High School
Denison, TXSkills
- Goal oriented
- Relationship selling
- Loan origination
- Loan Processing experience
- Residential mortgage lending regulations
- Bilingual Spanish
Certification
- NMLS-Active License in AL, IN, IA, LA, ME, SD, TX, WI
Timeline
Mortgage Loan Officer
Everett Financial Inc.
03.2026 - Current
Mortgage Loan Officer
Mutual Of Omaha
05.2022 - 05.2025
Mortgage Loan Officer
Carrington Mortgage
12.2021 - 05.2022
Mortgage Loan Officer
Freedom Mortgage Corporation
06.2020 - 07.2021
High School Diploma -
Denison High School