Summary
Overview
Work History
Education
Skills
Goals
Timeline
Generic

John Kanewske

Summary

Dynamic and results-oriented mortgage and financial expert with over 20 years of experience in builder relationships, loan origination, processing, underwriting, compliance, and funding. Proven track record of efficiently managing multi-million-dollar operations while leading teams and maintaining compliance. Recognized for developing innovative systems, fostering strong client relationships, and consistently ensuring timely closings. Reputation for integrity and excellence in all aspects of the mortgage industry.

Overview

40
40
years of professional experience

Work History

President

SMI Lending, Inc.
01.2008 - 01.2022
  • Spearheaded the management of $50M+ credit lines, leading a high-performing team of 20+ employees, including loan officers, processors, and assistants, to deliver exceptional results.
  • Built and nurtured strategic relationships with builders and business partners, ensuring seamless communication, timely updates, and alignment at every stage of the loan process.
  • Demonstrated extensive loan product knowledge, effectively advising teams and clients on a diverse range of mortgage options to optimize outcomes and enhance customer satisfaction.
  • Closed over 200 loans monthly at peak, achieving $80M in monthly volume while maintaining a perfect loan purchase record, reflecting exceptional attention to detail and execution.
  • Innovated and managed advanced IT infrastructure, integrating DocuSign templates with LOS systems to streamline disclosure processes and significantly reduce processing time.
  • Ensured regulatory compliance management by conducting thorough reviews of Loan Estimates (LE) and Closing Disclosures (CD), eliminating compliance risks and ensuring document accuracy.
  • Trained and mentored loan officers and support staff, enhancing team productivity, fostering collaboration, and cultivating long-term employee retention.
  • Engineered efficient funding systems to handle $80M+ in monthly volume using two warehouse lines and two doc prep companies, achieving an average six-day line cycle.
  • Implemented the 'one-touch' underwriting process, submitting accurate, complete loan files to minimize processing delays and drive operational efficiency.
  • Led compliance efforts, ensuring adherence to TRID timing requirements, maintaining perfect state audit records, and upholding rigorous federal and state regulations.
  • Developed and enforced quality control policies, conducting internal reviews to ensure accuracy, compliance, and adherence to industry best practices.
  • Directed comprehensive post-closing operations, resolving complex conditions, monitoring package deliveries, and addressing bailee letter issues to maintain process integrity.
  • Enhanced customer satisfaction by leveraging loan product expertise, delivering superior service, and driving continuous improvement initiatives.
  • Hired and managed employees to maximize productivity while training staff on best practices and protocols.
  • Increased customer satisfaction through continuous improvement initiatives and excellent customer service.

Senior Loan Officer / Network Administrator / CFO

SMI Residential Mortgage, Inc.
01.2001 - 01.2008
  • Built and managed a robust loan pipeline by cultivating partnerships with realtors, builders, and insurance companies, ensuring steady referrals.
  • Streamlined underwriting for complex income borrowers, collaborating closely with underwriters to ensure accurate and efficient processing.
  • Directed IT infrastructure for a 40+ user network, maintaining operational efficiency and regulatory compliance.
  • Trained staff on technology and loan processing, driving productivity and accuracy across all operations.
  • Expedited loan processing and ensured timely closings through collaboration with underwriting teams and meticulous submission of loan applications for verification.
  • Collaborated with underwriting team to expedite loan processing times and ensure timely closings for clients.
  • Submitted loan applications to underwriter for verification and recommendations.

Controller / IT & Finance Lead

Atlan Plastics, Inc.
01.1982 - 01.2001
  • Designed and maintained Win2000 networks, integrating SQL Server and Exchange Server to optimize operational efficiency.
  • Secured $3M in credit lines and oversaw financial reporting, cash transactions, and bank audits to ensure fiscal integrity.
  • Developed quality control policies for financial and loan processes, training staff to ensure compliance with regulatory standards.
  • Automated payroll, vendor payments, and financial reporting systems, streamlining operations and reducing manual effort.
  • Completed journal entries, reconciliations, and account analysis to prepare quarterly financial documents and general account management.
  • Prepared balance sheets, cash flow reports and income statements.
  • Executed journal entries, reconciliations, and account analysis, preparing accurate quarterly financial documents and managing general accounts.
  • Prepared detailed financial statements, including balance sheets, cash flow reports, and income statements, to support strategic decision-making.

Education

Associate of Science - Computer Science

Brookhaven College
Dallas, TX
05-1984

Skills

  • Relationship Building and Pipeline Oversight
  • Loan Processing Expertise
  • Data Processing
  • Risk Assessment
  • Regulatory Compliance
  • Quality Control
  • Post-Closing Functions
  • Financial Reporting
  • Analysis
  • Credit Line Management
  • IT Systems Management
  • Software Integration
  • Training
  • Team Leadership
  • Staff Development
  • Operational Strategy
  • Leadership team building

Goals

Aiming to leverage decades of experience in banking, finance, IT, and leadership to drive growth and efficiency within a company. Renowned for being highly organized, ethical, and innovative, with a track record of building strong professional relationships and achieving exceptional results.

Timeline

President

SMI Lending, Inc.
01.2008 - 01.2022

Senior Loan Officer / Network Administrator / CFO

SMI Residential Mortgage, Inc.
01.2001 - 01.2008

Controller / IT & Finance Lead

Atlan Plastics, Inc.
01.1982 - 01.2001

Associate of Science - Computer Science

Brookhaven College
John Kanewske