Joseph Breuer
Sarasota,FL
Summary
Accomplished Risk Manager with over 12 years in Financial Services industry across all three lines of defense. Proactive and analytical thinker with a track record of effectively identifying and mitigating various operational risks. Skilled in proposing strategic solutions to minimize risk exposure. A dedicated Risk Management Professional with a focus on achieving impactful results through advanced analytical capabilities.
Overview
12
12
years of professional experience
Work History
Risk Compliance Audit Professional
U.S. Bank / MUFG Union Bank (acquired)
2021.02 - Current
- Partnered with Line of Business leaders to oversee the successful implementation of Operational Risk Management (ORM) framework, particularly the Issue Management Program. Responsible for identifying changes to Issue Management Policy and Procedure, operationalizing new and updated requirements impacting the Issue Management lifecycle and enterprise wide governance over all Issue Management aspects.
- Established and led the Quality Assurance (QA) Program through various QA reviews to assess firmwide conformance with Issue Management Policy and Procedure. QA reviews include detailed review and testing of Issue Data, identify potential corrective actions, report QA results, escalation and resolution.
- Analyzed enterprise-wide issue data to identify trends and action items for escalation to executive management including trends on emerging risks, themes, and identified issues.
- Maintained and updated internal Issue Management process maps, desktop procedures, controls, and tools.
- Assisted other areas of second line of defense including validation of regulatory issue remediation and review of RCSA
program.
Senior Associate
KPMG LLP
2016.01 - 2021.02
- Provided Risk Consulting services across all three lines of defense to the largest financial service organizations, past engagements and delivered services include:
- Team with senior-level client personnel and engagement team members to design audit programs, executed audit plans, and presented internal audit reports. Assisted in creating different strategies for client risk assessments and annual audit plans and supported the execution of those strategies. Conducted Operational and Compliance Audits across various functions of companies to identify areas of process improvement, non-compliance or control weakness. Analyzed and audited accounting/operating policies & procedures and evaluated internal control structures to assess control environments.
- Performed quality control on an Office of the Comptroller of the Currency consent order remediation project for a multinational banking and financial services holding company. Responsibilities included developing quality control project plans, test plans, overseeing data management process, leading discussions with work stream owners and other key stakeholders, documenting observations, and identifying root causes.
- Worked with senior leadership in the Audit Practices department to enhance processes for issue management, control committee and audit committee reporting. Responsibilities included creating a risk mitigation process for issues, identified opportunities for automation and performed Quality Control to ensure proper reporting.
- Identified and communicated performance improvement opportunities and leading practices to client personnel and senior management and partnered with team members to assist in practice management including resource allocation, career development of staff, and other administration decisions.
Assurance Associate
CliftonLarsonAllen LLP
2012.01 - 2016.01
- Effectively collaborate with team members to provide clients with various attestation and consulting engagements in the financial institutions industry
- Lead various engagements as Auditor-in-Charge. Plan, delegate, and oversee execution of review assignments in accordance with established timelines, training and mentoring other team members throughout all stages of audit.
- Analyze data to detect deficient controls, fraud, or non-compliance with regulations and management policies
- Develop final report of audit results and conduct exit meetings with business line management
Education
Master of Science - Accounting
Michigan State University
East Lansing, MIBachelor of Arts - Accounting
Michigan State University
East Lansing, MISkills
Issue Management
Operational Risk
Compliance
Stakeholder Management/Engagement
Oversight and Governance
Collaboration and Communication
Risk Assessment and Analysis
Regulatory Knowledge
Policy and Procedure Development
Trend Identification
Timeline
Risk Compliance Audit Professional
U.S. Bank / MUFG Union Bank (acquired)
2021.02 - Current
Senior Associate
KPMG LLP
2016.01 - 2021.02
Assurance Associate
CliftonLarsonAllen LLP
2012.01 - 2016.01
Master of Science - Accounting
Michigan State University
Bachelor of Arts - Accounting
Michigan State University
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