Joseph Messina

* Approved and qualified applications for financing, closed sales contracts and cross-sold insurance products while complying with state laws.

* Teamed with sales managers and sales consultants to create positive atmosphere, resulting in maximum profitability and customer satisfaction.

* Identified interest rates and loan terms by reviewing and analyzing client credit.

• Approved and qualified applications for financing, closed sales contracts and cross-sold insurance products while complying with state laws.
• Teamed with sales managers and sales consultants to create positive atmosphere, resulting in maximum profitability and customer satisfaction.
• Identified interest rates and loan terms by reviewing and analyzing client credit.

• Approved and qualified applications for financing, closed sales contracts and cross-sold insurance products while complying with state laws.
• Teamed with sales managers and sales consultants to create positive atmosphere, resulting in maximum profitability and customer satisfaction.
• Identified interest rates and loan terms by reviewing and analyzing client credit.

• Approved and qualified applications for financing, closed sales contracts and cross-sold insurance products while complying with state laws.
• Teamed with sales managers and sales consultants to create positive atmosphere, resulting in maximum profitability and customer satisfaction.
• Identified interest rates and loan terms by reviewing and analyzing client credit.

• Worked with regulatory representatives to complete accurate filings and maintain compliance.
• Reviewed applications against established parameters to determine approval, rejection or modification requirements.
• Negotiated contract terms and rates with banking institutions to increase profitability.

• Approved and qualified applications for financing, closed sales contracts and cross-sold insurance products while complying with state laws.
• Teamed with sales managers and sales consultants to create positive atmosphere, resulting in maximum profitability and customer satisfaction.
• Identified interest rates and loan terms by reviewing and analyzing client credit.

• Approved and qualified applications for financing, closed sales contracts and cross-sold insurance products while complying with state laws.
• Teamed with sales managers and sales consultants to create positive atmosphere, resulting in maximum profitability and customer satisfaction.
• Identified interest rates and loan terms by reviewing and analyzing client credit.