Jyoti Saini
2514 Rockwood Dr ,West Norriton,PA
Summary
Deligent and creative industry professional with 9 years of experience in US.Mortgage process in multiple departments have a keen interest in learning new products and services evolving in the Finance and Mortgage industry. Hence, I aim to work in an environment where I get the opportunity to work, learn, and grow both personally and professionally.
Overview
9
9
years of professional experience
Work History
Mortgage Loan Processor
Assimilate Solutions
Gurgaon, Haryana
08.2015 - 10.2018
- Review and analysis various loan documents to determine their acceptability and suggest the appropriate changes
- Ordering required verifications, appraisal reports and subordination agreements
- Validating and updating level data in the loan origination system(LOS)
- Reviewing loan files prior to underwriting to determine missing documents and data
- Ordering and collecting required verifications, titles, appraisals etc
- Submitting loan files to underwriting team.
- Analyzed financial data obtained from customers including income, assets and liabilities to determine loan feasibility.
- Analyzed applicants' financial status, credit and property evaluations to determine feasibility of granting loans.
Account Executive
Accenture Services Pvt Ltd
Gurgaon, Haryana
06.2014 - 05.2015
- Receive new document in form of invoices & claims from client, review instructions, if any & allocate to the team members for processing
- Prioritize the daily volume as per SLA requirement
- Daily quality check for invoice processed by team
- Prepare Daily QC report and circulate to Supervisor
- Create and update vendor in Oracle PeopleSoft after all mandatory approvals
- Managed accounts receivable and payables processes, including invoicing, payments, and collections.
- Maintained accurate records of all transactions relating to accounts receivable and payable activities.
- Recorded debit, credit and account transactions in computer spreadsheets and databases.
- Maintained accounts payable files and records in an organized manner.
Mortgage Loan Processor
Bank of America
Gurgaon, Haryana
04.2010 - 03.2014
- Working as a Doc Review Specialist under Home Loans Fulfillment Department
- My job involves the thorough review of various customers' documents and index accordingly -1040 tax return, Purchase agreement, Bank statements, Credit report, pay subs, W-2
- Reviewed titles and appraisals to validate properties to meet insurer and guarantor guidelines.
- Reviewed and evaluated loan applications and supporting documents.
- After the review and analyzing the document as per document guidelines , we need to updated various applications and log sheet.
- Reviewed HUD-1 settlement statements prior to closings.
- Performed post-closing indexing.
- Reviewed loan applications to determine borrower's creditworthiness and eligibility for mortgage loans.
- Organized files according to company standards and maintained electronic records.
- Reviewed and verified accuracy of documents to ensure indexing compliance.
Education
Mater in International Business - International Business
IMS
Ghaziabad, UP India04-2009
Bachelor of Commerce -
Wilsonia Degree College
Moradabad ,UP INDIA05-2007
Skills
- Processing documents
- Document Review
- Verifying information
- Generating Reports
- Indexing
- Appraisals
- Credit evaluation
- Title Examination
Accomplishments
Bronze award for pre/post quality -100%
Gold award for consistent and good improvement.
Awarded for participating in banking domain knowledge compass quiz contest.
Work Availability
monday
tuesday
wednesday
thursday
friday
saturday
sunday
morning
afternoon
evening
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Timeline
Mortgage Loan Processor
Assimilate Solutions
08.2015 - 10.2018
Account Executive
Accenture Services Pvt Ltd
06.2014 - 05.2015
Mortgage Loan Processor
Bank of America
04.2010 - 03.2014
Mater in International Business - International Business
IMS
Bachelor of Commerce -
Wilsonia Degree College
Personal Information
- Date of Birth: 01/09/87
- Nationality: Indian
- Marital Status: Married
PERSONAL DETAILS
D.O.B : 01/09/1987
Marital Status : Married
Gender : Female
Language : English / Hindi
Nationality : Indian
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