Sara Woodard
Forest Lake,MN
Summary
Professional with strong background in mortgage processing, skilled in evaluating financial documents, assessing loan applications, and ensuring compliance with industry standards. Have worked remotely for the past 3+ years and was the leader in my area for turn time, customer service surveys and audit checks
Overview
12
12
years of professional experience
Work History
Mortgage Loan Processor
US Bank Home Mortgage
09.2018 - 04.2024
- Collaborated with Loan Officers to provide timely, accurate service for clients throughout entire mortgage process.
- Called and emailed borrowers with necessary conditions, explanation of process and status updates.
- Managed a high volume of loan applications, consistently meeting or exceeding established processing timeframes for both new loans and refinancing.
- Reviewed income documents
- Reviewed asset documents,
- Reviewed credit reports
- Handled any conditions sent from underwriting departments.
- Prepared file for final clear-to-close by branch management.
- Proficient in Conventional, Jumbo, Portfolio, FHA, VA USDA and Bond loans
- Ordered and reviewed title work, Appraisals, Homeowner's Insurance, Flood insurance, Verification of employment, and Verification of deposit.
Mortgage Loan Processor
Wintrustfinancial
04.2015 - 06.2018
- Collaborated with Loan Officers to provide timely, accurate service for clients throughout entire mortgage process.
- Called and emailed borrowers with necessary conditions, explanation of process and status updates.
- Managed a high volume of loan applications, consistently meeting or exceeding established processing timeframes for both new loans and refinancing.
- Reviewed income documents
- Reviewed asset documents,
- Reviewed credit reports
- Handled any conditions sent from underwriting departments.
- Prepared file for final clear-to-close by branch management.
- Proficient in Conventional, Jumbo, Portfolio, FHA, VA USDA and Bond loans
- Ordered and reviewed title work, Appraisals, Homeowner's Insurance, Flood insurance, Verification of employment, and Verification of deposit.
Mortgage Loan Processor
Land Home Financial
03.2012 - 03.2015
- Collaborated with Loan Officers to provide timely, accurate service for clients throughout entire mortgage process.
- Called and emailed borrowers with necessary conditions, explanation of process and status updates.
- Managed a high volume of loan applications, consistently meeting or exceeding established processing timeframes for both new loans and refinancing.
- Reviewed income documents
- Reviewed asset documents,
- Reviewed credit reports
- Handled any conditions sent from underwriting departments.
- Prepared file for final clear-to-close by branch management.
- Proficient in Conventional, Jumbo, Portfolio, FHA, VA USDA and Bond loans
- Ordered and reviewed title work, Appraisals, Homeowner's Insurance, Flood insurance, Verification of employment, and Verification of deposit.
Education
Bachelor of Science - Nursing
Edison College
Ft Myers, FL 06-2009
Skills
- Processing procedures
- Pipeline Management
- Document Review
- Appraisal review
- Information Verification
- File Management
- Proficient in Excel, microsoft word, Outlook, Point, Caylx, US Bank internal software
- Residential mortgage lending regulations
- Underwriting knowledge
- Title Examination
- Appraisals
- Loan Packaging
- Credit evaluation
- Loan processing expertise
- Processing documents
- Customer Communication
- Data Entry
- Employment Verification
- Problem-Solving
- Attention to Detail
- Multitasking
Timeline
Mortgage Loan Processor
US Bank Home Mortgage
09.2018 - 04.2024
Mortgage Loan Processor
Wintrustfinancial
04.2015 - 06.2018
Mortgage Loan Processor
Land Home Financial
03.2012 - 03.2015
Bachelor of Science - Nursing
Edison College
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