James Neff
Draper,UT
Summary
Results-oriented Private Wealth Construction Loan Officer knowledgeable about wide range of loan products. Professionally works with different customers to meet individual needs and maximize bank revenue. Analytical problem-solver tenacious in pursuing sales opportunities. Experienced business leader with demonstrated strategic planning, problem-solving and team-building abilities. Successful at bringing in and training staff to handle customer and business needs. Motivational, diplomatic and respectful of people from different backgrounds.
Overview
20
20
years of professional experience
Work History
Private Wealth Mortgage Loan Officer
US Bank Home Mortgage
Salt Lake City, UT
02.2012 - 06.2023
- Assessed financial means and desires of each client in order to set up appropriate mortgage packages.
- Obtained and compiled copies of loan applicants' credit histories, corporate financial statements and other financial information.
- Analyzed new markets and developed referral networks to locate new loan prospects.
- Analyzed applicant financial and credit status, evaluating assets and risk to determine loan feasibility.
- Assessed feasibility of loan approval by reviewing financial histories, available credit and current employment.
- Developed and recommended personal or commercial loan packages for clients.
Construction Loan Officer
Zions Bancorporation
Salt Lake City, UT
01.2003 - 02.2012
- Gathered client debt, credit and income information to determine loan eligibility.
- Informed customers of application deadlines, approvals and denials.
- Complied applications and paperwork and double-checked for accuracy.
- Analyzed applicants' financial status, credit and property evaluations to determine feasibility of granting loans.
- Kept detailed records regarding approved, denied and received loan applications.
- Obtained and compiled copies of loan applicants' credit histories, corporate financial statements and other financial information.
- Identified lending risks and implemented strategies to reduce loan defaults.
- Analyzed applicant financial and credit status, evaluating assets and risk to determine loan feasibility.
- Assessed feasibility of loan approval by reviewing financial histories, available credit and current employment.
- Informed customers of loan application requirements and deadlines.
- Verified client financial information to determine creditworthiness and loan eligibility.
- Approved or denied loan applications and explained reasoning behind decisions.
Education
Some College (No Degree) - Marketing
University of Utah
Salt Lake City, UTSkills
- Business Development
- Relationship building and management
- Excellent communicator
- Sales expertise
- Customer service-focused
- Team Player
- Reliable
Timeline
Private Wealth Mortgage Loan Officer
US Bank Home Mortgage
02.2012 - 06.2023
Construction Loan Officer
Zions Bancorporation
01.2003 - 02.2012
Some College (No Degree) - Marketing
University of Utah
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