Michael Rahn
Sarasota
Summary
Seasoned Mortgage Loan Officer with comprehensive understanding of loan origination, processing and closing procedures. Skilled in building strong relationships with clients to understand needs and provide appropriate financial solutions. Demonstrated track record in achieving lending goals while maintaining strict compliance with regulatory standards. Success noted in improving application approval rates through insightful risk assessment and thorough documentation review. Results-oriented professional knowledgeable about wide range of loan products. Professionally works with different customers to meet individual needs and maximize bank revenue. Analytical problem-solver tenacious in pursuing sales opportunities.
Overview
6
6
years of professional experience
Work History
Mortgage Loan Officer
US Bank Home Mortgage
Sarasota
04.2022 - Current
- Evaluated customer financial profiles and creditworthiness to establish eligibility for mortgage loans.
- Attended industry events and seminars in order to stay abreast of changes in the mortgage banking industry.
- Educated customers on various aspects of mortgage financing options available.
- Network with industries such as home builders, land developers, and realtors to build relationships to enhance mortgage production and referrals.
- Maintain relationships with Centers of Influences like Attorneys, CPA and Wealth Managers.
Mortgage Banker
South State Bank
Sarasota
01.2019 - 03.2022
- Managed pipeline of loans from origination through closing process while monitoring progress regularly.
- Participated in weekly sales meetings to review performance metrics and discuss strategies for improvement.
- Met with applicants to obtain information for loan applications and answer questions about processes.
- Established and nurtured relationships with real estate agents and other industry professionals.
Education
High School Diploma -
Sarasota High School
Sarasota, FL06-1980
Some College (No Degree) - Business Mgt
Pensacola State College
Pensacola, FLSome College (No Degree) - Business Mgt.
University of West Florida
Pensacola, FLSkills
- Loan origination
- Financial analysis
- Customer service
- Pipeline management
- Credit analysis
- Relationship building
- Sales strategy
- Market research
- Networking skills
- Effective communication
- Problem solving
- Negotiation skills
- Pre-approval process
- Goal orientation
- Credit evaluation
- Relationship selling and loan promotion
- Team collaboration and teamwork
- Interpersonal communication
- Written communication skills
- Analytical thinking
- Customer needs assessment
- Applicant counseling and support
- Goal setting strategies
- Attention to detail
- Multitasking abilities
- Product education and training
- Problem-solving aptitude
Affiliations
- Served 11 honorable years in the United States Marine Corps including deployment to Operation Desert Storm.
- Past 2nd Vice President of the Florida Home Builders Association (2 Terms). The highest position than a non-builder can achieve.
- Past President of the Manatee Sarasota Home Builders Association aka Sun Coast Builder Association. First non-builder President of a local association in the State of Florida.
- Past Second Vice President of the Manatee Sarasota Home Builders Association aka Sun Coast Builders Association (2 Terms).
- Past Chairman of the Florida Home Builder PAC.
- Past Board Member and Chairman of the Audit Committee for the Florida Home Builders Insurance Company.
- Life Director of the Florida Home Builders Association and Sun Coast Builder Association.
- Past Chairman of the Florida Home Builders Foundation.
- Past Board of Director of the National Home Builders Association and Vice Chairman of the State and Local Affairs Committee.
- Past Chairman of the Safe Children Coalition and Safe Children Coalition Foundation.
- Served on the Manatee County Planning Commission from 2016-2022.
- Served on the Florida Public Service Commission Nominations Committee from 2020-2022.
- Currently serves on the New College Foundation Board, Finance Committee and as Chairman of Governance Committee.
Accomplishments
- Inducted into the Florida Housing Hall of Fame in 2017.
- Florida Home Builders Associate of the Year and twice awarded the Presidents Eagle Award for Excellence.
- Manatee Sarasota Builders Association aka Sun Coast Builders Association Associate of the Year (2 time recipient).
- Manatee Sarasota Builders Association aka Sun Coast Builder Association Presidents Award for Exceptional Service (2 time recipient).
Timeline
Mortgage Loan Officer
US Bank Home Mortgage
04.2022 - Current
Mortgage Banker
South State Bank
01.2019 - 03.2022
High School Diploma -
Sarasota High School
Some College (No Degree) - Business Mgt
Pensacola State College
Some College (No Degree) - Business Mgt.
University of West Florida
Similar Profiles
Melanie ColvinMelanie Colvin
Loan Officer Assistant at US Bank Home MortgageLoan Officer Assistant at US Bank Home Mortgage
Sandra EggingSandra Egging
Sr Loan Originator at US Bank Home MortgageSr Loan Originator at US Bank Home Mortgage
Heather ScrutonHeather Scruton
Senior Mortgage Underwriter at US Bank Home MortgageSenior Mortgage Underwriter at US Bank Home Mortgage
Charles StantonCharles Stanton
Electrical Technician and Supervisor at GH ElectricElectrical Technician and Supervisor at GH Electric
Ricardo SouzaRicardo Souza
Sales Associate at Firkins Automotive GroupSales Associate at Firkins Automotive Group