Karen G. Owens
Cherry Hill,NJ
Summary
Financial professional with broad experience who is a self-starter and capable of effectively functioning with minimal supervision. Known for taking initiative on behalf of clients and skilled at meeting challenges and deadlines. Ready to lead by example and a team player who is attentive to detail and produces quality results.
Overview
31
31
years of professional experience
Work History
Licensed Real Estate Sales Agent
Long and Foster Real Estate
02.2017 - Current
- Premier member of Real Estate team, ranking in the top 10% of South Jersey
- Marketing listings on Social media, print and video advertising as well as networking with other brokers
- Looking for properties for my buyers that fit their needs and create value over time
- A large part of my business stems from serving the real estate investor community
- Compiling a vast knowledge on the acquisition of real estate owned and short sale properties
- Demonstrating to investors, value in properties to renovate and sell or hold as an investment property
- Dealing directly with banks, auction sites and owners have given me a unique perspective on the real estate market as a whole.
Licensed Real Estate Sales Agent
Berkshire Hathaway Home Services Fox Roach
01.2011 - 02.2017
- Real Estate Sales Agent with five plus years of residential experience
- Assist buyers and sellers through the complex real estate process
- Adept in contract drafting, negotiation, market research and client analysis
- Accompany buyers during property visits and inspections advising them on current market value and comparable homes
- Provided counsel to sellers on promotional techniques to increase the sales price of their property
- In depth knowledge of the bank process for Short Sale and Real Estate Owned properties
- Part of a team that was ranked #1 in South Jersey for three years running.
Loan Officer
Heartland Home Finance
01.2004 - 01.2005
- Originated mortgages for home purchase, refinance and new home construction
- Generated leads from realtors, builders, web sites and personal network
- Reviewed and analyzed loan transactions for preliminary approval
- Assembled all required documentation for processing then underwriting on each transaction.
- Developed strong relationships with customers through high levels of customer service.
- Assisted customers in understanding loan terms and conditions to make informed decisions.
Loan Officer
North American Mortgage
01.1998 - 01.2000
- Responsible for the development and service of new construction loans
- Maintained a monthly pipeline of one million plus and served as Non Conforming Coordinator for the South Jersey office.
Loan Officer
ContiMortgage
01.1993 - 01.1998
- Refinanced existing portfolio in over 30 states
- Coordinated with Underwriting and Servicing to streamline the loan process
- Worked closely with the Collections department to help clients with loan modifications.
Education
BS - Business Administration / Marketing
Temple University
Philadelphia, PANJ Real Estate Sales License - undefined
Real Estate School
Cherry Hill, NJundefined
Appraisal Institute
Chicago, IlSkills
- Proficient in
- Microsoft 365
- Marketing and Advertising
- Strong Organizational Skills
- Contract Negotiation
- CRM Software Use
- Excellent Team Player
- Home Evaluations
- Work Well Independently
- Financial Eligibility Analysis
- Notary Public
- Knowledge in Appraisal procedures
- Comparative market analysis
- Active New Jersey Real Estate License
- BCCAR Association of Realtors
Timeline
Licensed Real Estate Sales Agent
Long and Foster Real Estate
02.2017 - Current
Licensed Real Estate Sales Agent
Berkshire Hathaway Home Services Fox Roach
01.2011 - 02.2017
Loan Officer
Heartland Home Finance
01.2004 - 01.2005
Loan Officer
North American Mortgage
01.1998 - 01.2000
Loan Officer
ContiMortgage
01.1993 - 01.1998
BS - Business Administration / Marketing
Temple University
NJ Real Estate Sales License - undefined
Real Estate School
undefined
Appraisal Institute
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