Kasha Brown
Little Elm,USA
Summary
Highly motivated and experienced Senior AML Investigator with extensive training in financial investigations to prevent fraud, money laundering, and identify suspicious activities, minimizing losses. Recognized for employing effective problem-solving techniques that yield tangible results and significant cost reductions. Dedicated professional with exceptional oral and written communication skills, ensuring clear and concise reporting of findings.
Overview
17
17
years of professional experience
Work History
Fraud Operations Investigator
PWC
01.2024 - Current
- Conducting investigations of fraud cases, documenting investigative findings, and determining whether the case should be escalated/referred for further review or action
- Understanding and applying procedures, including procedural changes throughout the engagement, into the investigation
- Analyzing transactional data and conducting internal and external research on subjects using a variety of research tools
- Identifying scenarios which merit a suspicious activity report (SAR) to be filed
- Accurately and thoroughly gathering necessary artifacts for SAR development
- Drafting SARs to be filed to FinCEN by clients, where necessary
- Articulating findings in a clear, concise manner that considers the client’s risk appetite
- Establishing effective working relationships with PWC teams and client stakeholders (as applicable)
- Meeting production targets and quality standards
- Maintaining a strong level of independence and time management skills
- Maintaining high attention to detail
- Reviewing and investigating consumer profile information
Sr. Financial Crimes Investigator/ Project Lead
Abrigo
03.2020 - 01.2023
- Analyze and research accounts and customer relationships to detect and investigate potential suspicious activity to fully document research and results
- Compile documentation/data needed in order to perform a thorough investigation
- Prepare and document research, analysis, and investigation findings in the case management system in a concise and thorough manner
- Perform timely investigations with well-reasoned and supported decision making of suspicious activity reports, including the recommendation of whether or not a SAR should be filed
- Prepare the FinCEN SAR form including accurate data inputs and drafting descriptive but concise SAR narratives
- Utilize a variety of internal bank systems and external research tools to investigate, research, and prepare documentation related to anti-money laundering investigations or reviews consistent with resolution of the investigation/review
- Process daily alerts generated from the Bank’s BSA-AML software, including the identification of unusual/suspicious activity through reviewing/ analyzing account activity
- Led the planning and execution of projects
- Create project plans to fit stakeholder and customer needs and deliver with-in budget on desired outcomes; full accountability for project results
- Define project roles and responsibilities in close collaboration with the customer, including project scope and objectives to ensure a cross-functional understanding amongst project members
- Perform project tracking through clear and concise status reports along with time management reports; proactively identify potential issues and track project member progress against commitments
- Learn from recent projects to identify and recommend improvements, cost saving initiatives, and substitutions to positively impact current and future project budget or schedule
Sr. AML/Risk Investigator
Bank of America
Dallas, TX
08.2019 - 02.2020
- Identify potential financial risks, evaluate clients, provide beneficial financial advice and recommendations to upper management
- Assist in risk evaluation, perform in-depth account analysis, and monitor trends to identify, avoid or minimize risk
- Identify effective mitigation strategies, analyze, evaluate data and information that results in a thorough investigative effort
- Formulate and recommend action response to allegations, file crime reports, and testifies in court proceedings (As necessary)
- Prepare reports for covering investigative details, results, and recommend loss and recovery prevention actions
- Conduct interviews of suspects and witnesses, gathers comprehensive work documents and evidence in support of the overall investigation
- Conduct routine to complex investigations in diversified operations including identifying organized criminal activities and fraud committed against the bank by external parties
- Direct activities of multiple investigators on complex investigations and provide technical guidance to less experienced investigative staff if needed
AML Investigator II
Capital One
Plano, TX
05.2018 - 04.2019
- Completed analysis of transactional information to identify risks, trends, and potential suspicious activity related to money laundering, terrorist financing, and other criminal activities
- Collected, compiled and reviewed information from various sources
- Performed detailed investigations and prepared Suspicious Activity Reports (SAR’s) in compliance with established regulatory guidelines and time frames
- Prepared written memoranda’s or investigative reports maintaining adequate documentation and conducting follow up activities to support conclusions
- Utilized bank systems, public databases and other tools to research clients, counterparties and related entities to the transactions
- Processed 314-B request to corresponding banks
- Collaborated with a cross-functional team to obtain information regarding customer financial activity observed during an investigation
AML Investigator ll / QA Analyst
Allsec Financial
Irving, TX
05.2017 - 02.2018
- Company Overview: Contractor
- Analyzed alerts to determine whether the client is a match to senior public figures, the Red Flag list or adverse media within the required time frame
- Audited onboarding team members’ Investigation files and documentation and provided corrective comments to meet the compliance structure
- Reviewed all aspects of due diligence reviews, including assessing completeness, examining and evaluating analysis to ensure potential red flags are identified and mitigated, if applicable, and that conclusions follow from the facts presented
- Worked with Patriot officer to help detect suspicious activity
- Knowledge using Test/Defect management systems
- Provided guidance and coaching to the KYC analyst to improve individual’s performance
- Recognized and considered identifiers to evaluate whether the matched name is our client
- Conducted alert investigations using global standard policies, procedures and tools aimed at meeting internal and external regulatory requirements
- Build and apply knowledge of sanctions and anti-money laundering processes
- Researched and gathered data to record evidence from internal systems and databases
- Applied knowledge and laws related to Anti-Money Laundering
- Dispositioned high-risk name screening escalations, conduct name searches, resolve matches identified during on boarding and maintenance processes
- Conducted effective KYC/AML due diligence procedures including screening for new and existing counterparties and ensuring that internal and external KYC/AML requirements are effectively met at all times
- Collected and documented data including SAR history, high risk profiles, KYC information and transaction data
- Made Suspicious Activity Reports (SAR) filing decisions and completed 314-B Request
- Identified accounts for high risk or negative information using World Check and OFAC
- Determined whether the activity seemed legitimate or not by applying various AML regulations including the USA Patriot Act, the Bank Secrecy Act and OFAC
- Completed memo writings/narratives for each alert to finalize cases
- Contractor
Relationship Banker, Small Business Specialist & Branch Manager
JP Morgan Chase Bank
Dallas, TX
09.2011 - 01.2017
- Trained and developed new and existing employees to meet favorable performance goals
- Assisted with the opening of Consumer and Business Checking, Savings, Certificate of Deposits and Credit Card Accounts
- Cross sell financial products and services
- Led my branch in increasing deposits month-over month by keeping close customer contact of premier as well as business customers
- Assisted my team with following up with customers to make sure their banking needs were met as well as uncovered any future banking or customer service needs
- Established a strong relationship between customers to ensure favorable after service
- Processed applications for credit cards, home equity lines of credit and auto loans
- Referred to branch partners such as Mortgage Officers, Financial Advisors and Private Client Team
- Assisted my team in ensuring quality customer care of every customer in regards to their banking experience
- Maintained the branch P&L
- Executed branch audits, Interviews and scheduling
- Adhered to Bank Secrecy Act regulations, identified compliance risks, trained staff to mitigate risks, implemented appropriate changes, and administered software systems
Branch Supervisor
First Convenience Bank
Dallas, Texas
06.2008 - 08.2011
- Directed and organized daily sales goals
- Developed and trained current and new employees to achieve monthly performance goals
- Prepared weekly schedules for employees
- Assisted Tellers in customer service issues or complaints regarding customer’s accounts
- Conducted teller audits to ensure cash controls were being met
- Led my team in aisle prospecting on a daily basis to ensure that daily customer contacts were met
Education
Associates of Science -
Eastfield College
Mesquite, TX01.2008
High School Diploma -
W.W. Samuell High School
Dallas, TX01.2006
Skills
- Reporting and Metrics
- Marketing and Research
- Training and Development
- Operational Efficiencies
- Risk Evaluation Management
- Sales
- Leadership
- Auditing
- Investigations
- Project Management
- Strong analytical and decision-making skills
- Compliance
- AML
- BSA
- KYC
- EDD
- Patriot Officer
- SharePoint
- Verafin
- Actimize
- Quality Assurance (QA)
- Microsoft Office
- 10-key
- Memo Writing
- SAR writing
Timeline
Fraud Operations Investigator
PWC
01.2024 - Current
Sr. Financial Crimes Investigator/ Project Lead
Abrigo
03.2020 - 01.2023
Sr. AML/Risk Investigator
Bank of America
08.2019 - 02.2020
AML Investigator II
Capital One
05.2018 - 04.2019
AML Investigator ll / QA Analyst
Allsec Financial
05.2017 - 02.2018
Relationship Banker, Small Business Specialist & Branch Manager
JP Morgan Chase Bank
09.2011 - 01.2017
Branch Supervisor
First Convenience Bank
06.2008 - 08.2011
Associates of Science -
Eastfield College
High School Diploma -
W.W. Samuell High School