Summary
Overview
Work History
Education
Skills
Software
Timeline
Generic
Kellie Holmes

Kellie Holmes

Fayetteville,AR

Summary

Accomplished SVP with a proven track record at Legacy National Bank, adept in loan portfolio management and fostering customer relationships. Spearheaded process improvements and financial management strategies, enhancing operational efficiency. Skilled in operations management and customer support, consistently achieving significant growth and compliance.

Overview

17
17
years of professional experience

Work History

SVP, Commercial Lender

Legacy National Bank
10.2021 - Current
  • Managed assigned $60MM loan portfolio for retention, growth and credit.
  • Embraced growth and excellence-oriented atmosphere to support bank-wide initiatives.
  • Analyzed and underwrote requests for new loans and loan renewals.
  • Supported complete and accurate loan file documentation.
  • Assisted customers with completing loan applications and other paperwork.
  • Developed and maintained relationships with customers, lenders and other third parties.
  • Negotiated loan terms and conditions with customers to secure best deal.
  • Assessed loan portfolios for compliance with underwriting policies.
  • Analyzed potential risks and evaluated loan products to identify suitable options for customers.
  • Approved loan applications based on customer creditworthiness and provided detailed financial advice.
  • Processed loan applications and monitored progress from start to finish.
  • Obtained copies of applicants' credit histories and reviewed paperwork to determine feasibility of granting loans.
  • Monitored pipelines to track and log status of loans.

SVP, Credit Administration

Legacy National Bank
07.2016 - 10.2021
  • Managed the Loan Servicing department, Loan Processing department and the Appraisal team of all process and workflows as it relates to each departments functions.
  • Specific oversight as it relates to boarding loans to the accounting system, loan funding processes, loan documentation, imaging/indexing of loan documents, collateral perfection, loan compliance, loan participation, loan document retention, HMDA reporting, SAFE Act reporting, FACTA audit functions and SBA 1502 reporting.
  • Management of the processes as it relates to banking software such as Teslar (portfolio management system), Navigator (Core Banking System, Fiserv product), and Laser Pro (Loan Documentation software, Finastra product.)

VP, Credit Analyst Manger

Legacy National Bank
08.2007 - 07.2016
  • Hired and managed employees to maximize productivity while training staff on best practices and protocols.
  • Assessed overall bank's loan portfolio for compliance with underwriting policies.
  • Determined credit risks by reviewing files in advance and comparing data against internal checklists and guidelines.
  • Created and implemented underwriting procedures and strategies to accurately and efficiently process loan applications.
  • Analyzed and verified applicant income, assets and credit history to support compliance with underwriting guidelines.
  • Prepared and presented Annual Reviews for the bank's largest borrowers.
  • Prepared loan related Board reports, provided responses to the Board for Loan Review, Compliance Audits and other third parties as needed.
  • Oversaw loan policy to include recommending changes as needed and ensure policy remained up to date.

Education

Bachelor of Science - Business Administration

National University
San Diego

Skills

  • Corporate presentations
  • Operations Management
  • Financial Management
  • Process Improvements
  • Customer Support
  • Policies and Procedures
  • Loan Portfolio Management

Software

Microsoft Excel

Microsoft Word

Microsoft Outlook

Teslar, Fiserv, Finastra fintech software

Timeline

SVP, Commercial Lender

Legacy National Bank
10.2021 - Current

SVP, Credit Administration

Legacy National Bank
07.2016 - 10.2021

VP, Credit Analyst Manger

Legacy National Bank
08.2007 - 07.2016

Bachelor of Science - Business Administration

National University

Similar Profiles

CREATE PROFILE
Kellie Holmes