Kelly Gant
Summary
Accomplished Sr. Loan Processor with a proven track record enhancing loan processing efficiency and accuracy. Expert in credit evaluation and adept at fostering strong relationships, I significantly streamlined workflows, ensuring a high volume of loans met strict deadlines with precision. My adaptability and clear communication have consistently improved client satisfaction and operational productivity. Manages high-volume loan paperwork in dynamic environments with high production, approval and customer relations targets. Expertise includes reviewing and validating personal, employment, and financial histories for each applicant. Self-motivated and reliable with excellent teamwork, problem-solving and organizational skills. Detail-oriented team player with strong organizational skills. Ability to handle multiple projects simultaneously with a high degree of accuracy.
Overview
14
14
years of professional experience
Work History
Sr. Loan Processor
Lower, LLC
03.2023 - Current
- Established strong relationships with lenders, title companies, and borrowers for smooth loan transactions.
- Proactively identified potential issues within applications, taking necessary steps to rectify them before submission for approval.
- Managed a high-volume pipeline of loans, consistently meeting deadlines and maintaining accuracy in documentation.
- Enhanced customer satisfaction with timely and accurate loan processing, maintaining clear communication throughout the process.
- Provided quick turnaround times to maintain fast-past schedule.
- Reviewed loan files for completeness, identified missing documentation, and generated condition lists for applicants.
- Worked with customers in person and via telephone to answer questions, process transactions, and resolve issues.
- Handled any conditions sent from underwriting departments.
- Prepared documents for underwriting by verifying client income, credit reports, and other information.
- Consistently met or exceeded monthly performance metrics, contributing to overall team success in achieving departmental goals.
- Verified credit histories, personal references and employment backgrounds for each applicant.
Corporate Loan Partner
Integrity Home Mortgage Corporation
12.2022 - 03.2023
- Established strong relationships with lenders, title companies, and borrowers for smooth loan transactions.
- Proactively identified potential issues within applications, taking necessary steps to rectify them before submission for approval.
- Managed a high-volume pipeline of loans, consistently meeting deadlines and maintaining accuracy in documentation.
- Provided quick turnaround times to maintain fast-past schedule.
- Reviewed financial statements and contacted institutions and customers to clarify details.
- Identified potential issues with credit reports or property appraisals early in the process, addressing concerns promptly to avoid delays.
- Demonstrated adaptability when handling various types of loans, including conventional mortgages, FHA loans, VA loans, and commercial financing options.
- Worked with underwriters to fix application problems and resolve issues.
Sr. Loan Processor
The Mortgage Firm
04.2020 - 11.2022
- Managed a high-volume pipeline of loans, consistently meeting deadlines and maintaining accuracy in documentation.
- Proactively identified potential issues within applications, taking necessary steps to rectify them before submission for approval.
- Enhanced customer satisfaction with timely and accurate loan processing, maintaining clear communication throughout the process.
- Provided quick turnaround times to maintain fast-past schedule.
- Reviewed financial statements and contacted institutions and customers to clarify details.
- Reviewed loan files for completeness, identified missing documentation, and generated condition lists for applicants.
- Worked with customers in person and via telephone to answer questions, process transactions, and resolve issues.
- Handled any conditions sent from underwriting departments.
- Prepared documents for underwriting by verifying client income, credit reports, and other information.
- Set up and completed loan submission packages.
Sr. Loan Processor
Equity Resources
06.2019 - 03.2020
- Established strong relationships with lenders, title companies, and borrowers for smooth loan transactions.
- Managed a high-volume pipeline of loans, consistently meeting deadlines and maintaining accuracy in documentation.
- Proactively identified potential issues within applications, taking necessary steps to rectify them before submission for approval.
- Reviewed loan files for completeness, identified missing documentation, and generated condition lists for applicants.
- Handled any conditions sent from underwriting departments.
- Prepared documents for underwriting by verifying client income, credit reports, and other information.
- Liaised with credit bureaus, employers and other sources to check applicants' credit and personal references.
Sr. Loan Processor
Homeside Financial, Division of Lower, LLC
02.2016 - 06.2019
- Established strong relationships with lenders, title companies, and borrowers for smooth loan transactions.
- Managed a high-volume pipeline of loans, consistently meeting deadlines and maintaining accuracy in documentation.
- Proactively identified potential issues within applications, taking necessary steps to rectify them before submission for approval.
- Provided quick turnaround times to maintain fast-past schedule.
- Coordinated seamlessly with sales teams to ensure proper alignment of expectations and timelines between clients and internal departments.
- Reviewed loan files for completeness, identified missing documentation, and generated condition lists for applicants.
- Worked with customers in person and via telephone to answer questions, process transactions, and resolve issues.
- Handled any conditions sent from underwriting departments.
- Verified credit histories, personal references and employment backgrounds for each applicant.
Sr. Loan Processor
Equity Resources
10.2010 - 02.2016
- Established strong relationships with lenders, title companies, and borrowers for smooth loan transactions.
- Managed a high-volume pipeline of loans, consistently meeting deadlines and maintaining accuracy in documentation.
- Proactively identified potential issues within applications, taking necessary steps to rectify them before submission for approval.
- Enhanced customer satisfaction with timely and accurate loan processing, maintaining clear communication throughout the process.
- Provided quick turnaround times to maintain fast-past schedule.
- Reviewed loan files for completeness, identified missing documentation, and generated condition lists for applicants.
- Handled any conditions sent from underwriting departments.
- Prepared documents for underwriting by verifying client income, credit reports, and other information.
- Processed loans within various departments to achieve timely, accurate, and fair proceedings.
Education
High School Diploma -
Admiral Arthur W Radford High School
Honolulu, HI05.1988
Skills
- Credit evaluation abilities
- Loan Processing Proficiency
- Processing procedures
- Documentation Review Competence
- Strong attention to detail
- Effective Time Management
- Fraud Detection Awareness
- Adaptability to Change
- Decision-Making Confidence
- Software application proficiency
- Financial document review
- Information Verification
- Clear Communication Abilities
Timeline
Sr. Loan Processor
Lower, LLC
03.2023 - Current
Corporate Loan Partner
Integrity Home Mortgage Corporation
12.2022 - 03.2023
Sr. Loan Processor
The Mortgage Firm
04.2020 - 11.2022
Sr. Loan Processor
Equity Resources
06.2019 - 03.2020
Sr. Loan Processor
Homeside Financial, Division of Lower, LLC
02.2016 - 06.2019
Sr. Loan Processor
Equity Resources
10.2010 - 02.2016
High School Diploma -
Admiral Arthur W Radford High School
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