Dynamic Results-Driven Insurance Claims Specialist with a strong track record in negotiating favorable settlements and managing a diverse portfolio of claims. Expertly investigates and evaluates coverage and liability, ensuring compliance and delivering timely updates that foster trust and satisfaction among clients.
Known for de-escalating stressful customer interactions with calm, empathetic communication.
Overview
31
31
years of professional experience
Work History
Casualty Claims Adjuster
GEICO
Poway, California
05.2024 - Current
Manage a portfolio of open casualty claims ensuring timely resolution within established guidelines.
Investigated and evaluated property and casualty insurance claims to determine coverage and liability.
Evaluated bodily injury claims for accuracy and compliance with policies.
Reviewed medical records to assess injury details and treatment plans.
Coordinated communication between claimants, attorneys, and medical professionals to facilitate efficient claim resolution.
Interacted with claimants, witnesses, attorneys and other parties involved in the claim process.
Provided timely updates to clients regarding status of claims being handled by the office.
Ensured compliance with applicable regulations governing the processing of bodily injury claims.
Developed strategies for resolving difficult cases quickly and efficiently.
Assessed medical bills for accuracy and appropriateness of services to ensure compliance and fair settlement.
Reviewed, evaluated and adjusted claims to promote fair and prompt settlement.
Negotiated and settled claims based on comprehensive analysis of reports, research, and data verification to achieve favorable outcomes.
Insurance Claims Specialist
GEICO
10.2022 - 05.2024
Initiated new loss claims by gathering information from policyholders, claimants, and adverse carriers.
Assisted customers in filing new insurance claims and provided status updates on existing ones.
Managed coverage and liability claims, ensuring clear communication of decisions to all involved parties.
Provided expert guidance on policy terms and claims procedures to clients.
Verified accident details and investigated policy coverage through comprehensive contract reviews.
Reviewed police reports, videos, photos, and other evidence to inform claim decisions.
Documented conversations and facts clearly, supporting accurate records and informed decision-making.
Facilitated Mexican insurance quotes, policy purchasing, and endorsements for clients, enhancing client satisfaction and policy accuracy.
Coordinated with multiple Mexican insurance companies to compile relevant information, streamlining the quoting process.
Oversaw website development and maintenance with a web designer while delivering comprehensive customer service, addressing front desk duties and inquiries via phone and email.
General Manager
Henk T. Enterprises, INC. DBA California Baja Rent-A-Car
01.1996 - 04.2022
Secured and maintained government transportation contracts through successful bidding processes
Managed rentals for various vehicles, including vans, SUVs, and Jeeps, catering to diverse clients such as Baja race sponsors, government entities, large groups, and international mission trips
Oversaw local and international client accounts, ensuring confidentiality for high-profile individuals and organizations
Administered vehicle damage and accident cases, involving negotiation with clients and insurance companies to achieve fair settlements, as well as small claims court representation for collection efforts when necessary
Managed team performance through regular training and mentoring sessions.
Evaluated employee performance and provided constructive feedback for improvement.
Trained employees on duties, policies and procedures.
Administered employee discipline through verbal and written warnings.
Built and maintained loyal, long-term customer relationships through effective account management.
Education
Some College (No Degree) - San Diego, CA
San Diego City College
San Diego, CA
Skills
Claims investigation
Liability assessment
Coverage analysis
Negotiation techniques
Ability to make informed decisions after using various sources of information
Prioritizing attention to detail by carefully reviewing documents, statements, and photos
Active listening and effective communication skills when collecting and documenting information from insureds, claimants, and adverse carriers
Exceptional interpersonal skills when assisting claimants and insureds experiencing difficult situations, showcasing a natural talent for being patient, empathetic, and understanding, while also being resolute in safeguarding the company's best interests
Accomplishments
2022-2024 Top performer in productivity, customer service surveys and file handling
2022-2024 Several awards (Including the ACE award for being in the top 5% of the department country wide) and recognition for performance, phone handling, and quality claim file handling
2022-2024 Exceptional performance reviews by supervisors and management
2024-present Top performer in bodily injury closures, phone handling, and complex claims file handling
2024-2026 Several awards and recognition for performance, bodily injury closures (including a spotlight in the company casualty newsletter), file handling quality (averaging nearly 100% in quality audits), and phone handling
2024-2026 Exceptional performance reviews by supervisors and management
Timeline
Casualty Claims Adjuster
GEICO
05.2024 - Current
Insurance Claims Specialist
GEICO
10.2022 - 05.2024
General Manager
Henk T. Enterprises, INC. DBA MexInsurancePro.com
01.2016 - 04.2022
General Manager
Henk T. Enterprises, INC. DBA California Baja Rent-A-Car