Kelly Starr
Remote Mortgage Closer
Tampa,FL
Summary
Highly efficient mortgage closing specialist with experience in funding and closing conventional and government loans. Meticulous in delivering error-free documentation and ensuring compliance policies and regulatory requirements. Works quickly and accurately to meet strict standards, clear issues and prepare document packages. Talented Closer well-versed in loan closing processes and documentation requirements. Maintain large pipeline of 60-100 closings each month.
Overview
17
17
years of professional experience
Work History
Remote Mortgage Closer
Cardinal Financial Company
Tampa, FL
03.2021 - Current
- Top performing branch- company wide
- Averaged 60-100 mortgage closings monthly
- Well-versed in CONV, FHLMC, FNMA, FHA, VA, USDA, HUD, GNMA, DPA regulation guidelines
- Knowledge of mortgage-related Octane and closing software
- Work with team sales, processing, underwriting and funding to close for multiple states
- Resolved problems, improved operations and provided exceptional service
- Completed paperwork, recognizing discrepancies and promptly addressing for resolution
- Used critical thinking to break down problems, evaluate solutions and make decisions
- Improved operations through consistent hard work and dedication
- Exceeded goals through effective task prioritization and great work ethic
- Collaborated with lenders, agents and legal professionals to resolve transactional and title issues.
- Handled as many as 100 closing files each month by effectively organizing, multitasking and prioritizing closing work.
- Verified closing financial disclosure amounts against settlement and escrow agent figures to accurately reflect borrowers' bottom-line costs.
- Prepared preliminary settlement statements and loan closing instructions for review by title companies and closing agents.
- Verified government-backed loans followed strict agency guidelines.
Senior Mortgage Closer
MI Financial
Tampa, FL
06.2016 - 02.2021
- Tampa closing department awarded top performing branch 2019, 2020, 2021
- Over 4000 closings 2019, 2020, 2021
- Verify loan files for receipt of appraisal, hazard, flood insurance and other requirements
- Balanced ICD and final CD with title companies and attorneys
- Send closing disclosure to borrower thru DocuSign for signature
- Prepared closing package and ordered wire for funding.
- Oversaw scheduling of timely loan closing to satisfy home builder and borrower needs
- Worked with underwriters to fix application problems and resolve issues.
- Compiled closing package and ordered wire
Sales Associate/Technician
Coastal Eye Care
Sarasota, FL
01.2009 - 06.2016
Account Executive / Loan Officer
Beneficial Finance
Sarasota, FL
11.2005 - 10.2009
Education
High School Diploma -
Plymouth Canton High School
Canton, MISkills
- Resourceful, detailed and multifaceted individual through remote work
- Organized time management skills
- Skilled in Octane and Cadence mortgage software and MS Word, MS Excel and PDF
- Quick decision maker and solver
- Strong interpersonal skills
- Intelligent fast learner
- Stable and dependable
Timeline
Remote Mortgage Closer
Cardinal Financial Company
03.2021 - Current
Senior Mortgage Closer
MI Financial
06.2016 - 02.2021
Sales Associate/Technician
Coastal Eye Care
01.2009 - 06.2016
Account Executive / Loan Officer
Beneficial Finance
11.2005 - 10.2009
High School Diploma -
Plymouth Canton High School
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