Kelvin E. Bonilla

Corporate Investment Banking Compliance Officer

Mitsubishi UFJ Financial Group (MUFG)

03.2022 - Current

Promoted a culture of continuous improvement through ongoing evaluation and refinement of compliance program elements.
Collaborated with cross-functional teams to address compliance concerns, fostering a culture of shared responsibility.
Enhanced regulatory compliance by developing and implementing comprehensive policies and procedures.
Evaluated new regulations for potential impact on business operations, taking proactive measures to ensure readiness for implementation.
Reduced the risk of financial penalties by conducting thorough internal audits on a regular basis.
Demonstrated adaptability in response to evolving industry standards, maintaining best practices in a dynamic regulatory environment.
Provided expert guidance on complex regulatory matters, enabling informed decision-making within the organization.
Mitigated legal risks by proactively identifying gaps in existing policies and recommending improvements.
Serve as central point of contact in the Global Corporate & Investment Banking unit supporting Corporate Banking clients and Relationship Managers in the Technology, Media Telecom, Consumer Retail, Diversified Industrials, Power & Utilities, Oil and Gas, Global Subsidiary Banking and Health Care industry in all areas of Client Life Cycle Management (Yearly KYC reassessment, Client On-boarding & KYC triggers.)
Implemented successful remediation efforts following audit findings, minimizing adverse consequences for the organization.
Ensured timely identification of potential issues by establishing robust monitoring systems and controls.
Strengthened company reputation with development and implementation of effective compliance training program for all employees.
Coordinated with external regulators to clarify compliance expectations and ensure company practices were fully aligned.
Responsible for maintaining an understanding of various Corporate Banking client relationships, working with various local product areas & other global stakeholders to understand business ties, and taking ownership of client due diligence review as part of assessing relationship/product risk as critical functions to help various Corporate Banking groups within GCIB.
Coordinated responses to inquiries from AML Advisory, Global Sanctions and Internal Audit, Product Groups, Onboarding Unit, Quality Control, and other stakeholders in accordance to MUFG standards, policies & procedures including but not limited to Global KYC Standard, U.S. Branches Know Your Customer Procedure for First Line of Defense.
Partnered with Relationship Managers/Product Groups to enable more enriched discussions on risk/AML/Sanctions compliance issues, while managing the progress of KYCs from an end to end basis for an assigned list of clients;
Monitored/reviewed business activities across various product areas, while fulfilling responsibilities related to Request for Information (RFIs) related to KYC/risk/compliance issues identified as part of the KYC due diligence.