KEVIN DEMARSH
Overland Park,KS
Summary
Accomplished Consumer Loan Underwriter with over 8 years of experience and an outstanding comprehension of credit review and risk analysis. Consistent track record of productivity with success in building long-standing relationships with customers and business partners
Overview
11
11
years of professional experience
Work History
Dealer Service Analyst
MECHANICS BANK AUTO FINANCE
Overland Park, KS
11.2018 - 03.2023
- Reviewed auto finance loan applications and rendered appropriate credit decisions within company and industry policy
- Entrusted with underwriting authority for loans up to $60K
- Key role in increasing monthly volume average for the Midwest region from $2M to over $15M during my tenure with the company
- Achieved over $60M in personal volume and finished below loss targets all 4 quarters in 2022
- Worked with multiple Dealer Development Managers to meet company goals and build positive, productive, and lasting relationships with dealer partners
- Provided training and feedback to new analysts to promote their growth
Consumer Loan Underwriter
WELLS FARGO DEALER SERVICES
Overland Park, KS
10.2014 - 11.2018
- Responsible for reviewing, analyzing, approving and underwriting individual consumer loans within company and industry guidelines
- Evaluated and examined transactions to determine accuracy and completeness
- Assisted dealers with negotiations of loans to make appropriate decisions and foster strong partnerships
- Provided training and assistance to fellow team members and provided feedback on negotiations and loan decisions
- Consistent track record of production and top rankings month over month among all analysts regionally and nationally.
Collector 3
WELLS FARGO DEALER SERVICES
Overland Park, KS
01.2012 - 10.2014
- Responsible for the collection of high-risk delinquent accounts
- Maintained positive relations with customers to resolve delinquency and satisfy individual and team goals
- Performed advanced loss prevention activities such as skip-tracing and account settlements to minimize potential losses to the company
- Served as a resource to fellow team members to provide training and assistance with complex customer service matters
- Top performer month over month during my tenure at this position.
Education
Bachelor of Arts - Communications
University of Kansas
Skills
- Business Development
- Risk Assessment
- Client Relationship-Building
- Underwriting Process Expertise
- Production Goals
- Customer Satisfaction
- Application Reviews
- Managing Multiple Priorities
- Loss Protection
- Time Management
Timeline
Dealer Service Analyst
MECHANICS BANK AUTO FINANCE
11.2018 - 03.2023
Consumer Loan Underwriter
WELLS FARGO DEALER SERVICES
10.2014 - 11.2018
Collector 3
WELLS FARGO DEALER SERVICES
01.2012 - 10.2014
Bachelor of Arts - Communications
University of Kansas
Similar Profiles
Steve SmithSteve Smith
Dealer Relationship Manager at Mechanics Bank Auto FinanceDealer Relationship Manager at Mechanics Bank Auto Finance
Michael PeoplesMichael Peoples
Credit Analyst at RumbleOn FinanceCredit Analyst at RumbleOn Finance
KABRIL LUCASKABRIL LUCAS
SUPPORT CENTER OFFICER LEAD (LOAN SPEACIALIST/ UNIVERSAL BANKER) at UNITED BUISNESS BANKSUPPORT CENTER OFFICER LEAD (LOAN SPEACIALIST/ UNIVERSAL BANKER) at UNITED BUISNESS BANK
Lisa PorterfieldLisa Porterfield
Executive Assistant at Optum, UnitedHealth GroupExecutive Assistant at Optum, UnitedHealth Group
Matthew A. RibbleMatthew A. Ribble
Development Officer at Kansas State University FoundationDevelopment Officer at Kansas State University Foundation