Kimberly Harmon
Mount Laurel,NJ
Summary
Detail-oriented Closing Coordinator knowledgeable about closing documents, title searches and disbursements. Career history completing multiple closings simultaneously under tight timelines. Excellent relationship-building and project management skills gained during 25+ years of related experience.
Overview
26
26
years of professional experience
1
1
Certification
Work History
Closing Coordinator
Guaranteed Rate Affinity, LLC
Mount Laurel, New Jersey
06.2018 - 03.2022
- Contacted appropriate agencies to complete searches, order records and obtain documents.
- Audited homeowner's and preliminary closing disclosure documents, noted issues and pursued resolutions in order to facilitate he closing processes.
- Gathered, organized and tracked required field paperwork generated by the closing agent and appropriate parties.
- Maintained checklists of required documentation and open issues affecting closings.
- Collaborated with lenders, agents and legal professionals to resolve transactional and title issues.
- Handled as many as 125 closing files each month by effectively organizing, multitasking and prioritizing closing work.
- Verified closing financial disclosure amounts against settlement and escrow agent figures to accurately reflect borrowers' bottom-line costs.
- Reviewed titles, insurance, and flood zone certifications to meet closing standards for each property.
- Collected and compiled paperwork such as title abstracts, insurance paperwork, loan files and tax histories.
Closer SPOC
PHH Mortgage Services
Mount Laurel, NJ
04.2014 - 06.2018
- Maintained checklists of required documentation and open issues affecting closings.
- Collaborated with lenders, agents and legal professionals to resolve transactional and title issues.
- Prepared preliminary settlement statements and loan closing instructions for review by title companies and closing agents.
- Verified closing financial disclosure amounts against settlement and escrow agent figures to accurately reflect borrowers' bottom-line costs.
- Validated and audited final signed documents in accordance with state, county and investor guidelines.
- Analyzed identified defects and remediated issues by using established procedures and available resources.
Loan Processing Assistant
Randstad Staffing/PHH
Mount Laurel, NJ
09.2011 - 09.2013
- Communicated with customers daily to request information and complete paperwork.
- Worked with Loan Officer to create application profile in system and review key information at various stages within process.
- Worked with customers in person and via telephone to answer questions, process transactions and resolve issues.
- Assembled important paperwork and disclosures for borrower.
- Monitored key dates to obtain information by deadlines.
- Upheld complete confidentiality of all submitted information according to release guidelines.
- Cultivated productive relationships with clients, realtors and title/escrow officers to increase profits and expand customer base.
- Reviewed loan files for completeness, identified missing documentation and generated condition lists for applicants.
Junior Examiner
Garden State Abstract Company
Marlton, NJ
07.1995 - 05.2011
- Collected evidence to support claims in court.
- Analyzed information gathered from investigations and reported findings.
- Organized and prepared tax and title documents to transfer ownership of property.
- Communicated with customers to resolve common title issues.
- Assisted with preparation and submission of affidavits, deeds and other records for land purchases.
- Used Xerox machines and reader and printer machines to make, file and distribute copies of recorded documents.
- Provided each member of public with exceptional service and knowledgeable support to maintain smooth operations and happy customers.
Education
No Degree - Liberal Arts And Sciences
Salem Community College
Penns Grove, NJParalegal
Star Technical Institute
Upper Darby, PA09.1991
High School Diploma -
Woodstown High School
Woodstown, NJ06.1979
Skills
- Customer Communication
- Credit Verification
- Verbal and Written Communication
- Customer Service
- Insurance Forms
- Microsoft Office
- Employment Verification
- Financial Data Collection
- Information Verification
- Time Management
- Title Abstracts
- Closing Documentation
- Decision Making
- Property Insurance Arrangement
- Data Entry
- Property Appraisals
- Mortgage Closing Scheduling
Certification
Certified Paralegal
Willing to undergo training for required licenses or certifications.
Timeline
Closing Coordinator
Guaranteed Rate Affinity, LLC
06.2018 - 03.2022
Closer SPOC
PHH Mortgage Services
04.2014 - 06.2018
Loan Processing Assistant
Randstad Staffing/PHH
09.2011 - 09.2013
Junior Examiner
Garden State Abstract Company
07.1995 - 05.2011
No Degree - Liberal Arts And Sciences
Salem Community College
Paralegal
Star Technical Institute
High School Diploma -
Woodstown High School