Work Type
Full TimeLocation Preference
RemoteHybridLocation: Howell, Michigan
Open to relocation: No
Kimberly Somers
Howell,Michigan
Work Preference
Summary
Detail-oriented business professional with expertise in regulatory compliance, documentation management, and workflow optimization. Proven ability to enhance communication across departments and train staff on best practices.
Overview
23
23
years of professional experience
Work History
Sr. Adverse Action Coordinator
North Pointe Bank
Grand Rapids, Michigan
08.2018 - 09.2026
- Supported daily adverse action tasks and customer service needs to maintain fair lending practices and keep lending facility compliant.
- Maintained accurate records and documentation for compliance support.
- Improved workflow by relaying critical information between departments and reducing processing delays.
- Helped departments communicate quickly to resolve issues and maintain service standards.
- Educated employees on best practices to improve overall efficiency between departments.
- Reviewed employee work for quality standards and proper procedures.
Underwriter
MB Financial
Milford, MI
06.2014 - 07.2018
- - Reviewed loan applications to help assess credit risk and repayment ability.
- - Checked financial documents to support loan eligibility decisions.
- - Worked with sales teams to align underwriting steps with client requirements.
- - Reviewed property appraisals to support accurate market value estimates.
- - Used underwriting software to speed up application review and approval workflow.
- - Verified income statements, tax returns, bank statements, and related documents for accuracy.
- - Reviewed income, assets, liabilities, and credit history to support applicant screening.
Loan Processor
Quicken Loans
Detroit, Michigan
08.2012 - 04.2015
- - Coordinated documentation with clients and financial institutions.
- - Reviewed loan applications for accuracy and completeness.
- - Checked compliance with federal lending regulations and guidelines.
- - Worked with underwriters to resolve application issues.
- - Kept loan documentation records organized and up to date.
- - Verified borrower income, credit reports, and property appraisals for underwriting packages.
- - Contacted customers by phone or email to request additional loan processing documents.
- - Prepared loan documents, including promissory notes, deeds of trust, mortgage insurance policies, and truth-in-lending statements.
Excutive Assistant to Ass. Principal
Plymouth High School
Plymouth , MI
08.2011 - 08.2014
- Clear communication among faculty, staff, and administration kept operations running smoothly.
- Confidential student and staff records remained secure and compliant with regulatory requirements.
- Accurate data entry across multiple software programs, including Microsoft Excel spreadsheets, supported reliable records.
- Organized contracts, invoices, purchase orders, and daily business documents into consistent administrative workflow.
Education
Associate of Applied Science - Business Administration
Cleary University
Howell, MI05-2007
Skills
- Loan processing
- Regulatory compliance
- Risk assessment
- Documentation management
- Process coordination
- Staff training
- Decision-making skills
- Attention to detail
Timeline
Sr. Adverse Action Coordinator
North Pointe Bank
08.2018 - 09.2026
Underwriter
MB Financial
06.2014 - 07.2018
Loan Processor
Quicken Loans
08.2012 - 04.2015
Excutive Assistant to Ass. Principal
Plymouth High School
08.2011 - 08.2014
Associate of Applied Science - Business Administration
Cleary University