Summary
Overview
Work History
Education
Skills
Websites
Certification
Timeline
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Kristofer Kitzmiller

Washington

Summary

Results-driven Automotive Finance Manager with over 3 years of experience in dealership finance operations, F&I product sales, and lender relations. Proven ability to optimize profit margins while ensuring compliance with legal and regulatory standards. Adept at managing customer relationships, streamlining finance processes, and mentoring finance team members. Strong closer with a reputation for integrity, transparency, and high customer satisfaction.

Overview

13
13
years of professional experience
1
1
Certification

Work History

Finance Manager

Stephen Wade Toyota
02.2022 - 03.2025
  • Spearheaded all finance and insurance operations for a high-volume Toyota dealership, averaging 180+ units sold per month.
  • Consistently achieved and exceeded per-vehicle retail (PVR) targets, reaching over $2,000 average PVR in final 5 years.
  • Maintained strong relationships with national and local lenders to ensure rapid deal approval and maximize customer satisfaction.
  • Led F&I product training for sales staff, increasing backend product penetration by 30%.
  • Ensured 100% compliance with federal, state, and dealership policies, achieving top marks in internal audits and manufacturer reviews.
  • Played a pivotal role in transitioning the F&I process to digital platforms, reducing contract-in-transit time by 40%.
  • Received multiple customer satisfaction awards and consistently ranked among top-performing finance managers across the dealer group.

Internet Sales Manager

Stephen Wade Toyota
03.2012 - 03.2023
  • Responded to internet inquiries and phone calls in timely matter.
  • Increased online sales by implementing effective marketing strategies and optimizing website content.
  • Boosted customer satisfaction with timely responses to inquiries and personalized follow-up communication.
  • Provided superior and individualized customer service.

Education

High School Diploma -

Glenwood Springs HS
Glenwood Springs, CO
06-1996

Skills

  • Automotive Finance & Insurance (F&I)
  • Loan & Lease Structuring
  • Compliance & Regulatory Knowledge
  • Menu Selling & Product Presentation
  • Lender & Credit Union Relations
  • Profit & Revenue Maximization
  • Team Leadership & Training
  • DMS & CRM Systems (eg, Dealertrack, RouteOne, VinSolutions, and CUDL)

Certification

  • AFIP Certification (Certified F&I Professional)
  • Dealertrack F&I Compliance Training

Timeline

Finance Manager

Stephen Wade Toyota
02.2022 - 03.2025

Internet Sales Manager

Stephen Wade Toyota
03.2012 - 03.2023

High School Diploma -

Glenwood Springs HS