Summary
Overview
Work History
Education
Skills
Timeline
Generic

Kristin Logan

Senior Mortgage Closer/Manager
Washington,NJ

Summary

Adept at managing high-volume loan pipelines and enhancing workflow efficiency, notably at Family First Funding LLC. Excelled in document preparation and quality control, coupled with strong relationship-building skills. Trained teams on regulatory compliance, achieving significant improvements in closing processes. Skilled in Encompass and cross-functional teamwork, with a track record of leading successful closings on over 100 units monthly.

Overview

23
23
years of professional experience

Work History

Mortgage Closer

Guaranteed Rate
05.2024 - Current
  • Manage a pipeline of approximately fifteen to twenty loans a week from the ICD submission to producing documents for closing.
  • Review documents in the file to produce an accurate ICD for the loan officer, loan coordinator, and loan processors' approval prior to sending out to the client.
  • Maintain constant communication with closing agents on balancing CDs and drawing correct documents appropriate to the loan program, investor or state guidelines, and underwriting conditions.
  • Knowledgeable in hybrid, hybrid+, and full e-close closings.

Closing Manager/Senior Mortgage Closer

Family First Funding LLC
05.2019 - 06.2023
  • Managed daily and weekly pipelines for closers and funders and load-balanced per day.
  • Restructured the department through Encompass to improve workflow, performance, and overall efficiency for daily closer tasks.
  • Problem-solved by helping other employees complete their situations at hand, sending out ICDs, ordering wires, COCs, closing documents, and communicating with others inside and outside the company to ensure proper understanding of situations.
  • Interacted with QC, post-close, accounting, lock desk, and all other departments to ensure compliance on all loans pre-close and closed for accuracy.
  • Trained and supervised other closers on new programs or new investors that were rolled out on a monthly basis.
  • Knowledgeable in buy-down, non-QM, LLC, DPA loans, bond loans, and living trusts, irrevocable and revocable in varied states.

Manager/Senior Closer/Trainer/Funder

Endeavor America DBA The Money Source
04.2014 - 01.2018
  • Produced initial and final CDs at the time of clear to close, with a volume of approximately a hundred units or more a month.
  • Head closer for all NY CEMAs for the wholesale and retail division.
  • Conducted training plans and materials for new closers and funders for hire.
  • Assigned tasks and files to other associates, staffed projects, tracked progress, and updated managers, partners, owners, and other clients as necessary.
  • Structured and trained others on TRID guidelines and software for the company's operations.
  • Assisted in building the company's web-based software system for closing and funding.

Senior & Correspondent Mortgage Closer

American Financial Resources Inc
09.2009 - 08.2013
  • Scheduled and managed my pipeline of approximately 50 loans or more a month.
  • Trained other closers on new RESPA guidelines that arose over the course of the years.
  • Closed and funded FHA, VA, USDA, 203k's, conventional, manufactured, non-delegated, HARP, and correspondent loans.
  • Knowledgeable with all documents in the closing package for post-closing audits and compliance.
  • Built a rapport and a relationship with the Account Executives and their broker firms to improve communication with the closing department and the closers.

Closer/Funder

Ny Mtg Co.- Tribeca Lending
03.2005 - 05.2007
  • Closed and funded approximately $15 million in ventures per month.
  • Efficient in ARM loans, investment properties, 1031 exchanges, foreclosure bailouts, and sheriff sales.

Funder/Post Closer/Set-up

SIB Ivy Mortgage /Aurora Loan Services-Lehman Bro
09.2001 - 04.2005
    • Funded and post closed files for two designated closers in the current pod.
    • Reviewed CPL, funding worksheets, E&O policies, final HUD-1s, and verified wire instructions on every wire ordered.
    • Conducted and produced information for training classes for all departments on federal truth and lending, APR fees, and high-cost testing.

Education

High School Diploma -

Voorhees High School
Glen Gardner NJ
05.2001 -

Skills

Quality control measures

Relationship building

Time management

Team leadership

Skilled in outlook, teams,word, excel, power point, adobe writer & editor

Skilled in encompass, doc magic docu-tech

Document review

Customer service and support

Risk assessment

Conflict resolution techniques

Document preparation

Quality control measures

Timeline

Mortgage Closer

Guaranteed Rate
05.2024 - Current

Closing Manager/Senior Mortgage Closer

Family First Funding LLC
05.2019 - 06.2023

Manager/Senior Closer/Trainer/Funder

Endeavor America DBA The Money Source
04.2014 - 01.2018

Senior & Correspondent Mortgage Closer

American Financial Resources Inc
09.2009 - 08.2013

Closer/Funder

Ny Mtg Co.- Tribeca Lending
03.2005 - 05.2007

Funder/Post Closer/Set-up

SIB Ivy Mortgage /Aurora Loan Services-Lehman Bro
09.2001 - 04.2005

High School Diploma -

Voorhees High School
05.2001 -
Kristin LoganSenior Mortgage Closer/Manager