Summary
Overview
Work History
Education
Skills
Personal Information
Timeline
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Kristin Logan

Washington,NJ

Summary

Professional mortgage specialist with deep expertise in loan closing processes and documentation accuracy. Adept at coordinating with cross-functional teams to ensure timely and compliant loan settlements. Strong focus on customer satisfaction and adaptability, ensuring seamless workflow and reliable outcomes. Known for excellent communication skills, attention to detail, and results-driven approach.

Overview

24
24
years of professional experience

Work History

Mortgage Closer

Guaranteed Rate
05.2024 - Current
  • Manage a pipeline of approximately fifteen to twenty loans a week from the ICD submission to producing documents for closing.
  • Review documents in the file to produce an accurate ICD for the loan officer, loan coordinator, and loan processors' approval prior to sending out to the client.
  • Maintain constant communication with closing agents on balancing CDs and drawing correct documents appropriate to the loan program, investor or state guidelines, and underwriting conditions.
  • Knowledgeable in hybrid, hybrid+, and full e-close closings.

Closing Manager/Senior Mortgage Closer

Family First Funding LLC
05.2019 - 06.2023
  • Managed daily and weekly pipelines for closers and funders and load-balanced per day.
  • Restructured the department through Encompass to improve workflow, performance, and overall efficiency for daily closer tasks.
  • Problem-solved by helping other employees complete their situations at hand, sending out ICDs, ordering wires, COCs, closing documents, and communicating with others inside and outside the company to ensure proper understanding of situations.
  • Interacted with QC, post-close, accounting, lock desk, and all other departments to ensure compliance on all loans pre-close and closed for accuracy.
  • Trained and supervised other closers on new programs or new investors that were rolled out on a monthly basis.
  • Expierenced in buy-down, non-qm, llc, dpa, bond,grant, poa's and living trusts in varied states.

Closing Manager of Retail Division

Endeavor America DBA The Money Source
04.2014 - 01.2018
  • Produced initial and final CDs at the time of clear to close, with a volume of approximately a hundred units or more a month.
  • Main closer for all NY CEMAs and Co-op's or the wholesale and retail division.
  • Conducted and produced training plans and materials for newly hired closers and funders.
  • Assigned tasks and loans to other closing associates, staffed projects, load balanced, tracked progress, and efficiency along with individual time management per closers designated pipeline.
  • Structured and trained others on TRID guidelines and web based software that I personally help structure for the company's closing and funding department.
  • Attended weekly managerial meetings; to inform and update owners upon the current volume and the departments progress of obtaining their monthly set goals.

Senior & Correspondent Mortgage Closer

American Financial Resources Inc
09.2009 - 08.2013
  • Managed and scheduled my own designated pipeline of approximately 50 loans a month.
  • Trained other closers,funders and other operations staff on new RESPA, TILA, and compliance guidelines that arose over the course of the years.
  • Fluent in FHA, VA, USDA, 203k's, purchases, refinances, FHA streamlines, VA Irrl, manufactured, non-delegated, HARP, and correspondent loan guidelines.
  • Knowledgeable and able to read and understand all the major documents in the file; such as the title commitment,cpl,e&o,appraisal, homeowners and flood insurance binders, purchase sales contracts, and closing package documents.
  • Built a rapport and a relationship with the Account Executives and their broker firms, which significantly improved the company's communication with their customers, allowing them to be taught and convey the daily work flow of the operations staff.

Closer/Funder

Tribeca Lending F/k/a NY. Mortgage Co.
03.2005 - 05.2007
  • Closed and funded a variety of loans in all different states at a volume of approximately 50 units a month.
  • Efficient and knowledgeable with ARM , investment, new construction, 1031 exchanges, foreclosure bailouts, and sheriff sale loans.

Funder/Post Closer/Set-up

SIB Ivy Mortgage /Aurora Loan Services-Lehman Bro
09.2001 - 04.2005
    • Funded and post closed files for two designated closers in the current pod.
    • Reviewed CPL, funding worksheets, E&O policies, final HUD-1s, and verified wire instructions on every wire ordered.
    • Conducted and produced information for training classes for all departments on federal truth and lending, APR fees, and high-cost testing.

Education

High School Diploma -

Voorhees High School
Glen Gardner NJ

Skills

  • Quality control measures and compliance guidelines
  • Relationship building
  • Time management
  • Team leadership
  • Skilled in outlook, teams,word, excel, power point, adobe writer, reader and editor
  • Skilled in encompass, doc magic and docu-tech
  • Document and funding review
  • Excellent customer service and support
  • Risk assessment
  • Conflict resolution techniques
  • Document preparation
  • Problem solving

Personal Information

Title: Senior Mortgage Closer/Manager

Timeline

Mortgage Closer

Guaranteed Rate
05.2024 - Current

Closing Manager/Senior Mortgage Closer

Family First Funding LLC
05.2019 - 06.2023

Closing Manager of Retail Division

Endeavor America DBA The Money Source
04.2014 - 01.2018

Senior & Correspondent Mortgage Closer

American Financial Resources Inc
09.2009 - 08.2013

Closer/Funder

Tribeca Lending F/k/a NY. Mortgage Co.
03.2005 - 05.2007

Funder/Post Closer/Set-up

SIB Ivy Mortgage /Aurora Loan Services-Lehman Bro
09.2001 - 04.2005

High School Diploma -

Voorhees High School

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