Kristine Larkin
North Bend,WA
Summary
Versatile loan processing professional specializing in escrow closings and mortgage lending. Self-motivated and reliable, with superb problem-solving and organizational skills. Exceptionally high level of accuracy and attention to detail. Able to manage a high-volume of loan paperwork with high production while working in a consistently fast paced, deadline driven environment. Maintains a positive attitude and is willing to take on added responsibilities to achieve company goals.
Overview
17
17
years of professional experience
Work History
Escrow Production Support Assistant
First American Title
04.2018 - 06.2022
- Reviewed all final loan documentation to ensure compliance with state laws and regulations pertaining to escrow services.
- Handled complete disbursement of files for 24 states.
- Managed high volume of escrow files, maintaining accuracy and efficiency in processing of essential documents.
- Performed final calculations and disbursed funds held post-closing
Lead Associate Operations
JP Morgan Chase
04.2017 - 11.2017
- Trained and supervised employees on office policies and procedures.
- Performed monthly compliance checks.
- Set up and supervised cash shipments.
- Evaluated financial transactions to detect any suspicious activity or potential fraud.
Mortgage Consultant
Wells Fargo Home Mortgage
11.2012 - 08.2013
- Managed diverse portfolio of mortgage products, offering tailored solutions for various financial situations
- Analyzed loan applications and credit reports to determine loan eligibility and risk level.
- Mediated communication between borrowers, lenders, underwriters, and other stakeholders involved in mortgage process to ensure timely completion of transactions.
- Monitored pipelines to track and log status of loans.
Credit Assistant
Heritage Bank
02.2005 - 11.2012
- Set up escrow transactions.
- Submitted appraisals and preliminary title reports for review.
- Disbursed proceeds for consumer loans.
- Completed loan extensions and modifications for existing consumer loans.
Education
Associate in Technical Arts - Office Administration And Accounting Technologies
Skagit Valley College
Mount Vernon, WA12.2016
Skills
Real Estate Closing Process
Loan Document Packages
Funds Disbursement
Mortgage Lending
Credit analysis
Loan Processing Coordination
Customer Service
Basic accounting
Proactive and Self-Motivated
Analytical and Critical Thinking
Fast Learner
Additional Information
Proficient in MS Office and Teams
Timeline
Escrow Production Support Assistant
First American Title
04.2018 - 06.2022
Lead Associate Operations
JP Morgan Chase
04.2017 - 11.2017
Mortgage Consultant
Wells Fargo Home Mortgage
11.2012 - 08.2013
Credit Assistant
Heritage Bank
02.2005 - 11.2012
Associate in Technical Arts - Office Administration And Accounting Technologies
Skagit Valley College
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