Laura Waldroop
Fort Smith,AR
Summary
Proactive Mortgage Loan Originator with extensive experience in analyzing applicant financial data and resolving issues for smooth transactions. Skilled in loan structuring, pipeline management, and maintaining current knowledge of industry regulations. Strong relationship builder with a proven track record in supporting clients and mentoring junior colleagues.
Knowledgeable [Desired Position] with comprehensive background in originating mortgage loans and guiding clients through home financing process. Successfully facilitated numerous mortgage approvals by leveraging in-depth industry knowledge and client-focused strategies. Demonstrated proficiency in financial analysis and regulatory compliance.
Overview
20
20
years of professional experience
Work History
Mortgage Loan Originator
First Community Mortgage
06.2024 - Current
- Collaborated with underwriters, processors, and other team members to resolve issues, ensuring smooth transactions for all parties involved.
- Analyzed applicant financial data to determine eligibility for various loan products, tailoring recommendations based on individual needs.
- Maintained up-to-date knowledge of industry regulations, changes, and trends to provide accurate advice to clients.
Mortgage Loan Originator
Regions Bank
10.2004 - 06.2024
- Collaborated with underwriters, processors, and other team members to resolve issues, ensuring smooth transactions for all parties involved.
- Analyzed applicant financial data to determine eligibility for various loan products, tailoring recommendations based on individual needs.
- Maintained up-to-date knowledge of industry regulations, changes, and trends to provide accurate advice to clients.
- Increased loan application approvals by efficiently processing and reviewing documents for accuracy and compliance.
- Contributed towards achieving branch sales targets through consistent performance in meeting personal goals as well as supporting team members when needed.
- Provided exceptional customer service throughout the entire loan process from initial consultation to closing day.
- Worked closely with borrowers experiencing financial hardship, helping them explore alternative financing options or refinancing solutions.
- Streamlined the loan origination process with thorough pre-qualification assessments, resulting in faster decisionmaking.
- Managed a pipeline of mortgage applications, prioritizing tasks to ensure timely closings and meet clients'' needs.
- Assisted clients in understanding complex mortgage terms, facilitating informed decisions about their financing options.
- Updated borrowers through each step of loan application, approval and closing processes while remaining attentive to customer needs.
- Mentored junior colleagues in navigating complex mortgage industry procedures while sharing valuable insights gained from years of experience.
- Developed strong relationships with real estate agents, increasing referral business and expanding client base.
- Attended networking events to build professional relationships within the local community, generating increased leads.
Education
Bachelor of Science - Finance
Arkansas State University
Jonesboro, AR08-1988
Skills
- Loan structuring
- Pipeline Management
- Underwriting guidelines
- Residential mortgage lending regulations
- Document Preparation
- Referral Generation
- Credit evaluation
- Sales Development
- Underwriting knowledge
- Goal-Oriented
Timeline
Mortgage Loan Originator
First Community Mortgage
06.2024 - Current
Mortgage Loan Originator
Regions Bank
10.2004 - 06.2024
Bachelor of Science - Finance
Arkansas State University
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