Lee Milligan
Summary
To continue my career in the mortgage banking industry with the goal of assisting as many individuals as possible to realize the dream of home ownership. Mortgage professional with thorough understanding of loan processing and keen eye for detail. Proven ability to streamline loan approval processes and ensure compliance with regulatory standards. Valued team player known for reliability and adaptability in dynamic environments, focusing on collaboration and achieving results.
Overview
44
44
years of professional experience
Work History
Loan Processor
Academy Mortgage/Guild Mortgage
03.2020 - Current
- Reviewed loan files for completeness, identified missing documentation, and generated condition lists for applicants.
- Set up and completed loan submission packages.
- Prepared documents for underwriting by verifying client income, credit reports, and other information.
- Managed multiple loans simultaneously ensuring timely completion of each task assigned without compromising on compliance or quality standards.
Loan Processor
Dignified Home Loans
01.2017 - 03.2020
- Worked with customers in person and via telephone to answer questions, process transactions, and resolve issues.
- Ensured accuracy of client information, verifying data collected during the application process and updating records as needed.
- Reviewed loan files for completeness, identified missing documentation, and generated condition lists for applicants.
- Prepared documents for underwriting by verifying client income, credit reports, and other information.
Loan Processor
Stearns Lending
11.2015 - 11.2016
- Collaborated with Loan Officers to provide timely, accurate service for clients throughout entire mortgage process.
- Handled any conditions sent from underwriting departments.
- Prepared file for final clear-to-close by branch management.
Loan Processor
Union Home Mortgage Corp.
05.2013 - 11.2015
- Carrying appx 40 loans a month using Encompass software
- FHA, VA, USDA, Conventional, Non Conventional
- Duties include all aspects of loan processing through closing, with the goal of turning in 'one touch' files to Underwriting.
Production Assistant
Union National Mortgage
04.2012 - 06.2013
- Duties include managing the Branch Manager's Pipeline from origination to funding
- Deal directly with borrowers, realtors, Escrow, title, etc
- Market to a large database.
Processor
Bank of America
09.2010 - 02.2011
- Handled a pipeline of appx 30 loans, from Set Up thru Funding
- Temporary position only.
Processor II
SunTrust Mortgage
05.2009 - 07.2010
- Managed a pipeline of approx 40 loans a month from set up thru closing (funding) FHA, VA, USDA, CONV., NON CONV
- CITY LOANS
- Dealt extensively with customers, loan officers, attorneys, paralegals, and realtors.
Loan Processor/LOA
Countrywide Home Loans/Bank of America
03.2003 - 05.2009
- Started in operations processing and funding
- Eventually moved into Sales production as assistant to top producers
- Developed and maintained strong rapport with borrowers, realtors, builders, escrow, title, underwriters, attorneys and paralegals.
Owner/Bookkeeper/Marketing Rep
Aeromatics Inc.
06.1980 - 03.2003
- Co-Owned and operated a Machine Shop manufacturing Aerospace, Automobile, Oil Industry parts
- Maintained the books thru General Ledger, handled marketing and some Sales.
Skills
Pipeline Management
Document Review
Appraisal review
Title Examination
Loan origination software
Underwriting knowledge
Loan Closing Procedures
Appraisals
Escrow Coordination
Employment Verification
Problem-Solving
Lending Software Systems
Keystrengthsskillsandabilities
- Strong team player and team leader in customer service oriented environment
- Excellent communication skills. Self-motivated.
- Proven ability to manage complex business in a multi-task environment.
- Highly organized, with superior problem-solving abilities
Timeline
Loan Processor
Academy Mortgage/Guild Mortgage
03.2020 - Current
Loan Processor
Dignified Home Loans
01.2017 - 03.2020
Loan Processor
Stearns Lending
11.2015 - 11.2016
Loan Processor
Union Home Mortgage Corp.
05.2013 - 11.2015
Production Assistant
Union National Mortgage
04.2012 - 06.2013
Processor
Bank of America
09.2010 - 02.2011
Processor II
SunTrust Mortgage
05.2009 - 07.2010
Loan Processor/LOA
Countrywide Home Loans/Bank of America
03.2003 - 05.2009
Owner/Bookkeeper/Marketing Rep
Aeromatics Inc.
06.1980 - 03.2003
Similar Profiles
Sari EsnardSari Esnard
Senior Loan Officer at Guild Mortgage & Academy MortgageSenior Loan Officer at Guild Mortgage & Academy Mortgage
Mindy AshdownMindy Ashdown
Mortgage Loan Officer at Academy/Guild MortgageMortgage Loan Officer at Academy/Guild Mortgage
Shelley BernaShelley Berna
Operations Manager at Cherry Creek Mortgage a Division of Guild MortgageOperations Manager at Cherry Creek Mortgage a Division of Guild Mortgage
Lina G. PerkinsLina G. Perkins
Senior Loan Processor / Loan Processor at JLL/Keller MortgageSenior Loan Processor / Loan Processor at JLL/Keller Mortgage
Virginia LaraVirginia Lara
Loan Officer/ Loan Officer Assistant/Loan Processor at CCM MortgageLoan Officer/ Loan Officer Assistant/Loan Processor at CCM Mortgage