LJ Gutierrez
San Diego,CA
Summary
Successfully manages high volumes of loan documentation and accounting in fast-paced environments with demanding productivity, funding and customer satisfaction targets. Familiar with verifying tax, credit, employment, loan, personal and residential histories. Comfortable working alone or with team members to accomplish tasks and enhance processes.
Overview
10
10
years of professional experience
Work History
Mortgage Loan Processor
Quicken Loans
San Diego , CA
11.2019 - 02.2024
- Processed loan documents and ensured compliance with federal regulations.
- Prepared closing documents, including title policies, deeds, and other related items.
- Analyzed financial data such as income, assets, liabilities, and credit history to determine risk factors associated with each loan application.
- Submitted completed loan packages to underwriting department for approval or denial decisions.
- Ordered appraisals and title services on behalf of borrowers when necessary.
- Compiled documentation required for submission to government agencies for processing.
- Examined collateral property values to ensure they meet investor guidelines.
- Coordinated activities between lenders, attorneys, realtors, insurance companies.
Accounts Receivable Manager
Hydroscape Inc- Waterscaping, Landscaping & Hardscaping
San Diego , CA
03.2014 - 11.2019
- Developed and maintained relationships with customers to ensure timely payment of invoices.
- Maintained accurate records of all accounts receivable transactions.
- Analyzed customer accounts to identify and resolve discrepancies.
- Reconciled daily cash receipts and applied payments to the appropriate accounts.
- Prepared monthly aging reports for review by management.
- Assisted in month-end closing process, including account reconciliations, journal entries, and accruals.
- Investigated and resolved customer inquiries regarding billing issues or discrepancies.
- Conducted credit checks on new customers prior to extending credit terms.
Education
Some College (No Degree) - Business Administration And Management
Remington College - San Diego
San Diego, CASkills
- Appraisals
- Legal Compliance
- Policy Adherence
- Finalizing contracts
- Information Verification
- Pipeline Management
Timeline
Mortgage Loan Processor
Quicken Loans
11.2019 - 02.2024
Accounts Receivable Manager
Hydroscape Inc- Waterscaping, Landscaping & Hardscaping
03.2014 - 11.2019
Some College (No Degree) - Business Administration And Management
Remington College - San Diego
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