LUPE BARAJAS
Tacoma,WA
Summary
Certified CAMS and CFE compliance expert with a strong background in banking and BSA compliance, specializing in risk management and financial crimes investigations. Demonstrated success in implementing robust AML/BSA measures and enhancing due diligence processes to meet regulatory standards. Proficient in data analysis and process optimization, effectively managing high-volume caseloads to mitigate risks. Dedicated to advancing compliance frameworks that uphold organizational integrity.
Overview
16
16
years of professional experience
1
1
Certification
Work History
Enhance Due Diligence Investigator
BOEING EMPLOYEES CREDIT UNION
Tukwila, USA
08.2022 - Current
- Oversaw extensive caseload encompassing Verafin HRC Segmentation Agent alerts, CDD/EDD investigations, and onboarding assessments for new business members.
- Drafted and published articles for current CDD/EDD processes as delegated SME.
- Composed and distributed eight procedural articles addressing Enhanced Due Diligence, Customer Due Diligence, OFAC mitigation, and customer risk models.
- Teamed up with performance analyst for report optimization, leading to a monthly saving of 4.52 hours.
- Honored with Process Improvement Award in third quarter 2023 recognizing excellence in process enhancements.
- Enhanced risk rating system through contribution to Customer Risk Rating Coverage project.
- Maintained an average QA score exceeding 97%.
Enhanced Due Diligence Lead
BOEING EMPLOYEES CREDIT UNION
Tukwila, USA
04.2020 - Current
- Managed cross-functional projects and spearheaded key initiatives.
- Supported Enhanced Due Diligence Investigators and AML analysts.
- Managed communication on OFAC matters.
- Oversee the execution of quality assurance on a monthly basis.
BSA/AML Investigator I
BOEING EMPLOYEES CREDIT UNION
Tukwila, USA
05.2021 - 08.2022
- Performed in-depth reviews of alerts and cases indicating potential money laundering activities.
- Compiled SARs and case documentation triggered by various alert mechanisms.
- Designated as Subject-matter expert for BSA/AML Enforcement.
- Recognized with promotion to BSA/AML Investigator after less than a year.
- Supported orientation and training efforts for newly hired BSA/AML investigators.
- Delivered exceptional results by consistently achieving high accuracy standards.
Tacoma Alumni Board Member and co-founder
COLLEGE SUCCESS FOUNDATION
Tacoma, USA
04.2020 - 07.2022
- Assisted in drafting bylaws tailored for the Tacoma Alumni Board.
- Organized initiatives that enhanced community support among Tacoma CSF graduates.
- Initiated and developed We Up Lift Each Other Conference-CSF as co-founder.
BSA/AML Analyst
BOEING EMPLOYEES CREDIT UNION
Tukwila, USA
04.2020 - 05.2021
- Handled OFAC sanctions, internal alert referral triaging from ServiceNow, 314a/b, and BSA quality assurance, which includes reviewing countless items such as new accounts, CTRs, along with other ad hoc tasks.
- Streamlined QA processes by optimizing workflows and creating custom Alteryx reports.
- Supported risk assessment finalization for Credit Union covering 04/2019–09/2020.
- Designed and deployed a trackable method for managing Visa credit reversals in Card Services via Verafin's UAR.
- Assisted in migrating to Verafin by performing system comparisons and developing training materials.
Senior Compliance Officer
WESTERN UNION
Tacoma, USA
10.2015 - 08.2019
- Coordinated quarterly compliance audits targeting AML/BSA/CFT and fraud prevention for Western Union Agents.
- Provided guidance to agents in creating frameworks meeting anti-money laundering laws applicable to financial operations.
- Conducted comprehensive analyses to identify patterns, trends, and anomalies in transaction data from customers and Western Union agents.
- Managed complex investigations triggered by law enforcement and the Financial Investigations Unit.
- Delivered specialized training sessions focused on essential compliance subjects such as transaction monitoring, CTR/SAR filing, and fraud prevention.
- Facilitated preparation of agents for state exams.
- Developed detailed documentation based on findings of consumer fraud and compliance violations.
Senior Area Compliance Officer
SIGUE MONEY TRANSFER
Tacoma, USA
01.2010 - 10.2015
- Led a comprehensive agent oversight BSA compliance program for over 2,000 Sigue agents within the Northwest region.
- Prepared detailed corrective action plans for risk mitigation based on analysis of audit results.
- Supported Regional Compliance Manager in daily oversight tasks.
- Conducted 15 onsite investigations targeting high-risk Sigue agents in Rome.
- Facilitated regional growth by providing on-site instruction to 250 Sigue agents in Spain.
- Delivered regulatory training to integrate Canadian agents into the sales force.
Area Compliance Officer
SIGUE MONEY TRANSFER
Tacoma, USA
01.2009 - 01.2010
- Executed a comprehensive agent oversight BSA compliance program for over 2,000 Sigue agents within the Northwest region
Education
Bachelor of Business Administration - Human Resource Management
Eastern Washington University
Cheney, WA01-2008
Skills
- Risk Assessment
- Financial Crime Investigations
- Process Development
- AML Regulatory Compliance
- Project Management
- Analytical Problem-Solving
- Sanctions Compliance
Websites
Certification
- Certified Anti-Money Laundering Specialist (ACAMS), 2025
- Certified Fraud Examiners (ACFE), 2025
Volunteer Experience
COLLEGE SUCCESS FOUNDATION, Tacoma, WA, Tacoma Alumni Board Member and co-founder, 04/2020, 07/2022, Collaborated in developing by-laws, and mission statement for the Tacoma Alumni Board., During my service, helped plan and organized workshops/events to support and engaged Tacoma CSF alumni and co-founder of We Up Lift Each Other Conference-CSF.
Affiliations
- Tacoma Alumni Board Member and co-founder, 4/2020 -7/2022
- Organized initiatives that enhanced community support among Tacoma CSF graduates.
- Initiated and developed We Up Lift Each Other Conference-CSF as co-founder.
Timeline
Enhance Due Diligence Investigator
BOEING EMPLOYEES CREDIT UNION
08.2022 - Current
BSA/AML Investigator I
BOEING EMPLOYEES CREDIT UNION
05.2021 - 08.2022
Enhanced Due Diligence Lead
BOEING EMPLOYEES CREDIT UNION
04.2020 - Current
Tacoma Alumni Board Member and co-founder
COLLEGE SUCCESS FOUNDATION
04.2020 - 07.2022
BSA/AML Analyst
BOEING EMPLOYEES CREDIT UNION
04.2020 - 05.2021
Senior Compliance Officer
WESTERN UNION
10.2015 - 08.2019
Senior Area Compliance Officer
SIGUE MONEY TRANSFER
01.2010 - 10.2015
Area Compliance Officer
SIGUE MONEY TRANSFER
01.2009 - 01.2010
Bachelor of Business Administration - Human Resource Management
Eastern Washington University
Similar Profiles
Laura MooreLaura Moore
Member Consultant III at Boeing Employees Credit UnionMember Consultant III at Boeing Employees Credit Union
Lisa HansonLisa Hanson
Credit Union Member Service Consultant at Boeing Employees Credit UnionCredit Union Member Service Consultant at Boeing Employees Credit Union
Angie LopezAngie Lopez
Member Consultant II at Boeing Employees Credit UnionMember Consultant II at Boeing Employees Credit Union