Lydia Johnson
Insurance Litigation
Lufkin,TX
Summary
Over 35 years of experience as an Insurance professional. Licensed in numerous states. Seeking a challenging position with a progressive company. Ability to learn quickly and am self motivated. Have the skills, talent and experience to advance in this field.
Overview
42
42
years of professional experience
Work History
Senior Complex Claims/Litigation Specialist
VYRD Insurance Company
St. Petersburg, FL
01.2023 - 01.2024
- First party and third party property daily and catastrophe lawsuits
- Review complex casualty matters
- Analyze coverage issues, claims issues throughout fact analysis
- Maintain Reserves , review and approve budgets and expenses
- Negotiate settlements in collaboration with defense counsel, provide authority and direction as well as policy interpretation
- Maintain active LS file count of 90-100 matters of my own
- Corporate Representative for all VYRD files
- Report and document files and present to upper management.
- Compiled documentation, ensuring accuracy and detail for responses to opposing counsel, motions to court and trial exhibits.
- Participated in professional development initiatives for consistent improvement and up-to-date knowledge of emerging trends and best practices.
- Attend Arbitration, Mediation and Trial
Sr. Corporate Representative Litigation Specialist
FKS Insurance Adjusting/UPC
09.2021 - 01.2023
- First party property daily and catastrophe lawsuits
- Analyze coverage issues, claims issues throughout fact analysis
- Maintain Reserves , review and approve budgets and expenses
- Negotiate settlements in collaboration with defense counsel, provide authority and direction as well as policy interpretation
- Maintain active LS file count of 55-68 matters of my own
- Global Corporate representative depositions and trial preparation for 10 other Litigation specialists.
- Report and document files and present to upper management.
- Compiled documentation, ensuring accuracy and detail for responses to opposing counsel, motions to court and trial exhibits.
- Participated in professional development initiatives for consistent improvement and up-to-date knowledge of emerging trends and best practices.
- Attend Arbitration and Mediation
Litigation Specialist and Corporate Representative
Lozano Insurance Adjusters
03.2017 - 08.2021
- As litigation specialist I maintained 50-70 Citizens Property Insurance litigation files
- Global Corporate Representative for my own and other team members with approximately 200 Corporate Representative files pending at all times.
- Engaged in discussions with counsel and participated in decisions regarding settlement, MSJ or proceeding to trial.
- Organized discovery participated in exhibits, motions and subpoenas to support cases and prepare for trial.
- Attended trial as a Corporate Representative
- .Participated in mock trials as a juror as well as a Corporate representative
- Presented cases at water conference and pre trial conferences
Independent Adjuster
NFIP
05.2016 - 09.2016
- Re examined over 400 flood files directly for the National Flood Insurance Program for complex claims resulting from Super Storm Sandy.
- Reworking those claims by preparing a new estimate utilizing FEMA guidelines and data base to ensure fair settlement of litigated and disputed claims where matters escalated to congressional levels
- file reviews were completed and assignment ended
Independent Insurance Adjuster
Mathias Insurance Adjusters
06.2004 - 05.2016
- Examined claims forms and other records to determine insurance coverage.
- Verified insurance claims and determined fair amount for settlement.
- Evaluated insurance policies and analyzed damages to determine coverage.
- Prepared estimates for both wind and flood claims
- Was assigned numerous times as a field adjuster, daily claims adjuster property and casualty, desk examiner and flood adjuster which at times included being assigned to other IA firms to assist in employee shortages.
- Became proficient in Xactimate, Symbility and Simsol computerized estimating data bases.
Independent Adjuster
Various Adjusting Firms
10.1994 - 06.2004
- Conducted prompt, thorough and fair investigation by obtaining relevant facts to determine coverage, origin and extent of loss.
- Affirmed or denied coverage at company direction for claims based on facts and policy terms and conditions, developing information necessary to make advance, partial and final payments when appropriate.
- Negotiated settlement of claims of varying complexity and peril, achieving prompt, fair and equitable settlement of claim in cases of policy liability.
- Kept electronic claim files properly documented with accurate, clear and timely information and reports reflecting adjustment activities and substantiating any payments made.
- Prepared electronic estimates with supporting documentation.
Independent Adjuster
Seibels Bruce/Gay And Taylor
02.1985 - 07.1994
- Conducted prompt, thorough and fair investigation by obtaining relevant facts to determine coverage, origin and extent of loss.
- Affirmed or denied coverage of claims based on facts and policy terms and conditions, developing information necessary to make advance, partial and final payments when appropriate.
- Negotiated settlement of claims of varying complexity and peril, achieving prompt, fair and equitable settlement of claim in cases of policy liability.
- Kept electronic claim files properly documented with accurate, clear and timely information and reports reflecting adjustment activities and substantiating any payments made.
- Assistant Manager promotion in Ft. Lauderdale Florida Office in 1986. Promoted to Manager of Ft. Myers Florida office in 1989. Supervised 2 adjusters and one clerical person with my own file count of both liability and property matters. Handled complex BI matters for Hertz Client as well as Spartan Food Company in addition to Property and casualty claims.
Adjuster Trainee
Usf&g Insurance
01.1982 - 02.1985
- Examined claims forms and other records to determine insurance coverage.
- Reviewed police reports, medical treatment records and physical property damage to determine extent of liability.
- Investigated and assessed damage to property and reviewed property damage estimates.
- Analyzed information gathered by investigations to report findings and recommendations.
- Maintained a pending file count of over 200 property and Liability files and 50 Workers compensation files under supervision of staff trainers and obtained my 520 license in 1983.
Education
Kaiserslautern American Highschool
Kaiserslautern Germany05.1968
Skills
- Professionally trained, seasoned independent claims adjuster with numerous years of combined experience in Field Adjusting, Complex Claim handling to include Flood, Appraisal, Complex Litigated Property, Casualty and Commercial Claims Multistate adjuster licensing, proficient handling of litigated and non litigated claims
- 5 1/2 years of Corporate Representative experience with hundreds of Depositions given for both CPIC and UPC/FSIC
- Ability to testify at Trial with excellent communication skills
- Ability to analyze and make choices and decisions based on policy and discovery
Timeline
Senior Complex Claims/Litigation Specialist
VYRD Insurance Company
01.2023 - 01.2024
Sr. Corporate Representative Litigation Specialist
FKS Insurance Adjusting/UPC
09.2021 - 01.2023
Litigation Specialist and Corporate Representative
Lozano Insurance Adjusters
03.2017 - 08.2021
Independent Adjuster
NFIP
05.2016 - 09.2016
Independent Insurance Adjuster
Mathias Insurance Adjusters
06.2004 - 05.2016
Independent Adjuster
Various Adjusting Firms
10.1994 - 06.2004
Independent Adjuster
Seibels Bruce/Gay And Taylor
02.1985 - 07.1994
Adjuster Trainee
Usf&g Insurance
01.1982 - 02.1985
Kaiserslautern American Highschool
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