Malika Eure
Somerset,NJ
Summary
Detail-oriented compliance professional with expertise in Internal Audit, Compliance, and Risk Management. Demonstrated experience providing enhancements to compliance programs, risk management initiatives, assessments, web, and data development. Proven experience improving organizational efficiency, by implementing and managing cross-functional, innovative compliance solutions that facilitate risk management through all lines of business. Adept at analyzing complex business functional requirements and execute efficiency. Skilled in working collaboratively with fast-paced, cross-functional teams, while communicating effectively, advising senior management and adhering to urgent deadlines.
Overview
10
10
years of professional experience
Work History
ERM- Corporate Governance - Senior Associate
Fannie Mae
10.2022 - Current
- Develop draft policies/standards, procedures and or guidelines to align with changes in internal or external needs.
- Define scope and approach, execute, and report on results of targeted risk reviews and assessments, evaluating current maturity, adequacy, and implementation of requirements.
- Evaluate adequacy and appropriateness of processes/controls for risk management, identify gaps in controls.
- Support completion and provide feedback on identified processes, risks and or controls; conduct or review adequacy of risk assessments performed by stakeholder groups.
- Monitor and report on stakeholder group compliance with relevant policies/standards and guidelines.
- Resolve compliance issues and report results.
- Engage with stakeholders across the organization to understand changes within business environment and ensure remediation of issues.
- Socialize reports and conclusions with senior management to support awareness, transparency, and management action
Mortgage Servicer| Business Control Manager
CENLAR FSB
06.2021 - 10.2022
- Managed the operational risk management program objectives and requirements, including: Issues Management, Regulatory Change Management, RCSA, Key Risk Indicators (KRIs), policy and procedure development and technology enhancements.
- Identify financial, operational, and compliance risks through assurance, consulting, and solutions management activity. Improve the effectiveness of governance, risk management, and internal control activities.
- Spearheaded issues identification, mitigation & remediation planning, and plan execution of emerging risks by assessing and appropriately documenting risk that arises from inadequate or failed internal processes
- Liaise with Internal Audit, Compliance and Exam Management to satisfy requests for risk and control information during audits and examinations.
- Drives enhancements of business control performance and risk mitigation through the on-going RCSA program execution.
- Evaluate and assesses inherent risks of business operations, identifies control deficiencies and effectiveness of controls. Continuously monitor and test risk and control profile.
Mortgage Servicer| Regulatory Change Manager
CENLAR FSB
09.2020 - 06.2021
- Manage regulatory change management within the effective date timeframes (federal and state law) and oversees the Regulatory Change Management Committee (federal and state law).
- Works with the business unit risk managers to assess impact, assign ownership, approve amended policies, procedures, job aides, training, risk control self-assessments, and QA testing plans.
- Review results of QA testing to ensure change was implemented effectively.
- Work closely with the business unit risk managers to review and oversee escalated regulatory (federal and state) issues, ensuring that root cause analysis is accurately performed, remediation plan is approved with a defined date for implementation, is implemented, tested and validated and a determination of whether additional action is required to be taken (i.e., look-back, etc.
- Working in connection with Legal) is made.
- Review and respond to regulatory inquires and MRA findings.
U.S. BUSINESS COMPLIANCE | Senior Compliance Analyst
METLIFE
05.2018 - 08.2020
- Managed all U.S.
- Compliance related inquires, averaging 8,000 inquiries annually, related to Complaints Management, AML/BSA, Privacy, Due Diligence, OSJ, Sales Material, Personal Trading, in addition to assembling and enhancing reporting for Senior Leadership.
- Developed and managed Request for Proposal (RFP/FRI) process to position the company for new business growth and customer retention.
- Developed a workflow, established a centralized intake database and system of record.
- Managed the Office of Supervisory Jurisdiction program for all OSJ and Branch locations for the Enterprise.
- Ensuring all branch office personnel meet standards and requirements set forth by all governing financial and insurance agencies.
Wealth Management| Officer, Supervision Analyst
BANK OF AMERICA
07.2015 - 05.2018
- Creating, enhancing and implementing surveillance reviews.
- Gathering, reviewing, investigating and analyzing trade data, complaint language and escalated issues, and contractual oversight.
- Appropriately assessing risk when business decisions are made.
- Overseeing and adherence to Bank of America, and governing parties’ policies and procedures, applying sound ethical judgement in conducting reviews to safeguard the company, and clients.
- Participated in escalated ad-hoc reporting requests, special projects, as well as department learning and development of industry trends.
Merrill Edge| Auditor
BANK OF AMERICA
05.2014 - 07.2015
- Developed and executed internal audits within various lines of business.
- Direct, coordinate and test/audit components of the business and functional units, including operational compliance, financial risk and ensure the proper controls mitigate associated risk.
- Effectively communicate information related to issues and audit management and operations.
- Efficiently perform gap analysis of current controls, workflow and procedures.
- Conduct remediation efforts and follow up testing to ensure effectiveness.
- Draft risk-based audit reports and recommendations to improve control processes to executive management.
- Developed a strong cross functional partnership throughout the enterprise.
- Communicated and educated process owners on the importance of controls and risk and control effectiveness
Education
BS - Business Administration Sales and Marketing
DeVry University
MBA - Health Services
Keller Graduate School of Business
Skills
Compliance, Audit, Enterprise Risk Management, Regulatory Change Management, GRC ,Supervision, Operational Risk Management, , Compliance Laws & Regulations, Privacy, Policy & Procedure Management, RFP/RFI Compliance Management, Data Management/Analysis, Financial Management, Reporting, Regulatory Change Management, Implementation, Financial Services, Client Relationship Management, FINRA, SEC, OCC, FTC & DOI
Timeline
ERM- Corporate Governance - Senior Associate
Fannie Mae
10.2022 - Current
Mortgage Servicer| Business Control Manager
CENLAR FSB
06.2021 - 10.2022
Mortgage Servicer| Regulatory Change Manager
CENLAR FSB
09.2020 - 06.2021
U.S. BUSINESS COMPLIANCE | Senior Compliance Analyst
METLIFE
05.2018 - 08.2020
Wealth Management| Officer, Supervision Analyst
BANK OF AMERICA
07.2015 - 05.2018
Merrill Edge| Auditor
BANK OF AMERICA
05.2014 - 07.2015
BS - Business Administration Sales and Marketing
DeVry University
MBA - Health Services
Keller Graduate School of Business
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