Organized and detail-oriented professional with excellent written and oral communication skills. Proven ability to solve problems effectively and consistently deliver high-quality work on time.
Overview
15
15
years of professional experience
Work History
Mortgage Loan Originator
Heartland Credit Union
01.2022 - 01.2024
Researched and evaluated various loan products to determine the best fit for each customer.
Advised customers on their financial options, including credit repair services and refinancing opportunities.
Maintained a thorough knowledge of current lending regulations, policies, and procedures.
Analyzed financial information provided by customers in order to determine eligibility for loans.
Mortgage Loan Originator
First Assured Mortgage
01.2021 - 01.2022
Researched and evaluated various loan products to determine the best fit for each customer.
Advised customers on their financial options, including credit repair services and refinancing opportunities.
Maintained a thorough knowledge of current lending regulations, policies, and procedures.
Analyzed financial information provided by customers in order to determine eligibility for loans.
Loan Processor
Golden Plains Credit Union
01.2019 - 01.2020
Communicated with customers via telephone or email to obtain additional documentation required for loan processing.
Maintained accurate records in computer database system during loan origination process.
Compiled closing packages containing all necessary documents required for funding.
Verified accuracy of closing figures prior to disbursement of funds.
Title Searcher
Ellis County Abstract
01.2017 - 01.2019
Analyzed public records, such as deeds, mortgages, judgments, easements and other documents for accuracy.
Researched chain of title to determine legal owners of property.
Drafted legal documents pertaining to the transfer of titles and conducted due diligence reviews.
Loan Processor
Golden Belt Bank, FSA
01.2009 - 01.2017
Communicated with customers via telephone or email to obtain additional documentation required for loan processing.
Maintained accurate records in computer database system during loan origination process.
Compiled closing packages containing all necessary documents required for funding.
Verified accuracy of closing figures prior to disbursement of funds.
Education
SAFE MLO National Test -
Fort Hays State University
01.2022
Graduate - Professional Medical Transcription Program
At-Home Professions
Fort Collins, Colorado
01.2008
Hays High School -
Hays High School
Hays, Kansas
01.2000
Kansas Certified Nurse Aid -
Barton County Community College
01.1999
Skills
Consumer Lending Expertise
Residential Loan Expertise
Fannie Mae Regulatory Expertise
Freddie Mac Standards Knowledge
Understanding Ginnie Mae Regulations
Excel Proficiency
Proficient in Microsoft Word
Proficient Typing Skills
Proficient Computer Skills
Credit Analysis
Customer Engagement
Pipeline Optimization
Document Organization
Content Analysis
Financial Data Analysis
Skillsexperience
Up-to-date on mortgage TRID guidelines
Knowledge of Fannie Mae, Freddie Mac and Ginnie Mae guidelines
Knowledge of fixed-rate, ARM, Rural Development & first-time homebuyer loans
Proficient use of Microsoft Excel & Microsoft Word
Excellent typing and computer skills
References
References available upon request.
Timeline
Mortgage Loan Originator
Heartland Credit Union
01.2022 - 01.2024
Mortgage Loan Originator
First Assured Mortgage
01.2021 - 01.2022
Loan Processor
Golden Plains Credit Union
01.2019 - 01.2020
Title Searcher
Ellis County Abstract
01.2017 - 01.2019
Loan Processor
Golden Belt Bank, FSA
01.2009 - 01.2017
SAFE MLO National Test -
Fort Hays State University
Graduate - Professional Medical Transcription Program
At-Home Professions
Hays High School -
Hays High School
Kansas Certified Nurse Aid -
Barton County Community College
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