Maria A Villanueva
Mortgage Professional/Closer
Chandler,AZ
Summary
Highly efficient and detail-oriented professional with nineteen years experience in the banking and mortgage industry. Self-motivated and reliable team member with excellent customer service and organizational skills. Seeking a challenging opportunity to utilize transferable skills and be a good asset to any company.
Overview
19
19
years of professional experience
Work History
Senior Loan Closer Funder (Remote)
Reverse Mortgage Funding, LLC
11.2021 - 11.2022
- Supervised a six-person funding and post-closing team; assigned and delegated review of daily funding and clear post-closing conditions
- Used strong analytical and problem-solving skills to develop effective solutions for challenging situations
- Created a successful pivot-table spreadsheet system to manage pipeline effectively, reducing the number of post-closing by 98%
- Mitigated business risks by working closely with teammates, management, risk management team while assessing performance
- Designed and maintained a Teams page containing job aides, lender alerts, important memos as additional resource for closers
Loan Closer/Funder (Remote)
Reverse Mortgage Funding, LLC
11.2016 - 10.2021
- Handled fifty closing files each month using creative multi-tasking and time management
- Collaborated with settlement agents and auditors to fix transactional and title issues.
- Audited signed mortgage documents for accuracy, which included title, appraisal, insurance, payoffs and confirm conditions have been met prior to funding
- Analyzed and fulfilled post-closing conditions within one to two days of request
Reverse Closing/Funding Manager
VIP Mortgage Inc
05.2015 - 11.2016
- Demonstrated accurate knowledge of all investor and HUD requirements ensuring purchase and insuring of 100% of closed loans
- Authored a closing job aide guide for future use
Loan Closer
American Advisors Group
03.2013 - 05.2015
- Inspected, cleared and closed all assigned files, averaging thirty-five to forty loans per month
- Reviewed title, insurance, and flood zone certifications to meet closing standards for each property
Loan Scheduler/Closing Assistant
Fairway Independent Mortgage
08.2012 - 01.2013
- Managed final steps of closing process to reduce risk and errors, achieving timely and efficient closings cutting down errors by 90%
Credit Processor
Landsafe Credit/Bank of America
09.2010 - 03.2011
- Verified application and account details of borrowers' credit reports with thirty or more trades, accurately eliminating financial risk
Loan Scheduler
First Magnus Financial Corporation
01.2007 - 08.2007
- Applied effective time management techniques to meet tight deadlines completing scheduling of twenty to thirty closings per day
Production Coordinator
Maxima Mortgage Solutions
11.2005 - 08.2006
- Identified issues, analyzed information and provided solutions to problems, providing 100% borrower satisfaction
Loan Processor
United Mortgage Group
04.2005 - 11.2005
- Proved successful working within tight deadlines and a fast-paced environment, getting loans approved and closed on the same day
Customer Service Representative
Sovereign Bank
11.2003 - 03.2005
- Delivered exceptional customer service to every customer by leveraging extensive knowledge of products and services and creating welcoming, positive experiences
Assistant Production Coordinator
Monument Mortgage
10.2001 - 09.2003
- Coordinated with a six-person production team to support application volume such as, preparing title commitments, ordering flood certs and appraisals
Loan Closer
CNI National Mortgage
06.1998 - 09.2001
- Reviewed, validated and closed thirty-forty Conventional, FHA, VA, and Bond loans per month
Education
Bachelor of Arts - International Studies
De La Salle University
Manila, Philippines09.1995
Skills
- Communication
- Cross-Functional Team Management
- Performance Tracking and Evaluations
- Due Diligence
- Mentoring
- Complex Problem-Solving
- Lending Software Systems
- Microsoft Office
Timeline
Senior Loan Closer Funder (Remote)
Reverse Mortgage Funding, LLC
11.2021 - 11.2022
Loan Closer/Funder (Remote)
Reverse Mortgage Funding, LLC
11.2016 - 10.2021
Reverse Closing/Funding Manager
VIP Mortgage Inc
05.2015 - 11.2016
Loan Closer
American Advisors Group
03.2013 - 05.2015
Loan Scheduler/Closing Assistant
Fairway Independent Mortgage
08.2012 - 01.2013
Credit Processor
Landsafe Credit/Bank of America
09.2010 - 03.2011
Loan Scheduler
First Magnus Financial Corporation
01.2007 - 08.2007
Production Coordinator
Maxima Mortgage Solutions
11.2005 - 08.2006
Loan Processor
United Mortgage Group
04.2005 - 11.2005
Customer Service Representative
Sovereign Bank
11.2003 - 03.2005
Assistant Production Coordinator
Monument Mortgage
10.2001 - 09.2003
Loan Closer
CNI National Mortgage
06.1998 - 09.2001
Bachelor of Arts - International Studies
De La Salle University
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