MARIA F VALENCIA OSSA
Miramar
Overview
4
4
years of professional experience
Work History
Finance Manager (F&I; Manager)
GMC / Buick of North Miami
North Miami, FL
01.2024 - 01.2026
- Delivered an average $3,700 PVR
- Structured prime, subprime, and lease transactions
- Maintained strong lender relationships to secure approvals
- Maximized product penetration (VSC, GAP, maintenance, protection products)
- Ensured compliance with state, federal, and lender regulations
- Managed funding, CIT, and minimized chargebacks
- Utilized CDK, Dealertrack, and RouteOne daily for deal structuring
Finance Manager
Hyundai of North Miami
North Miami, FL
01.2023 - 01.2024
- Structured retail and lease deals through diverse lender network
- Maintained strong backend performance and funding efficiency
- Ensured contract accuracy and compliance
- Built strong working relationships with sales management
Sales Consultant
Hyundai of North Miami
North Miami, FL
01.2022 - 01.2023
- Averaged 20 retail units per month
- Consistently met and exceeded monthly sales goals
- Built bilingual customer base and referral network
- Developed deep understanding of deal structure and customer needs
Education
Certificate -
Zurich Finance School
Skills
- Average PVR: $3,600
- Deal Structuring (Prime & Subprime)
- Backend Gross Optimization
- Product Presentation & Menu Selling
- Lender Relations
- Compliance & Risk Management
- Contract Funding & CIT Control
- CDK Dealertrack RouteOne
- Bilingual (English / Spanish)
Languages
English
Full Professional
Spanish
Native or Bilingual
Timeline
Finance Manager (F&I; Manager)
GMC / Buick of North Miami
01.2024 - 01.2026
Finance Manager
Hyundai of North Miami
01.2023 - 01.2024
Sales Consultant
Hyundai of North Miami
01.2022 - 01.2023
Certificate -
Zurich Finance School