
Results-oriented Senior Lender with expertise in loan structuring, financial statement evaluation, and risk management. Proven track record in enhancing profitability and optimizing lending processes.
Manage lending processes for both consumer and commercial sectors, implementing sound underwriting and pricing practices to minimize risk and optimize financial performance.
Consistent achievements in building and solidifying client relationships while enhancing profitability and minimizing risk related exposures. Exceptional service and cross-selling skills utilized in providing a full array of banking products. Experienced in financial statement analysis and loan structuring to pair client needs with the banks risk profile.
Strategic business development
Effective relationship management
Assessing client needs for product selection
Proficient in financial statement evaluation
Loan structuring
Rotary of Antwerp Ohio
Defiance Area Foundation
United Way of Defiance County