Talented professional with several years of experience and expertise in underwriting. Strong statistical analysis, quoting and negotiating skills. Well versed in preparing insurance policies and terms to manage risk and mitigate loss.
Overview
10
10
years of professional experience
1
1
Certification
Work History
Underwriter II
IFG Companies
Alpharetta, GA
11.2023 - Current
Selects, prices, classifies and determines coverage terms of individual general liability risks following established company guidelines and philosophies.
Meets production and marketing goals while maintaining underwriting integrity and overall profitability of the product line.
Exhibits thorough working knowledge of sound underwriting principles, policies, procedures, and controls.
Keeps current on issues affecting the general liability line of business as well as the competitors and the overall marketplace. Attends industry conferences as required.
Develops production sources and relationships. Maintains excellent communication with brokers and makes broker visits as required.
Underwriter
Burns & Wilcox
Atlanta, GA
05.2023 - 11.2023
Analyzed risk and adhered to underwriting standards to drive risk selection and profitability.
Exposure up to 5 million, GL , Excess, Property, and minimal cat exposure.
Rate, Quote, and bind each risk to determine acceptability, coverage and pricing for large or complex renewals as well as new business.
Manage agency relations and serve as a lead client contact
Associate Property Underwriter
Zurich NA
Atlanta , GA
05.2019 - 11.2022
Developed underwriting strategies to ensure company profitability while meeting customer needs.
Participated in meetings with brokers and agents as needed in order to discuss current policies or solicit new business opportunities.
Worked with colleagues to review, accept or deny new and renewal business.
Underwrote, managed and serviced profitable book of business.
Entered and maintained risk information in various information systems.
Evaluated possibility of losses due to catastrophe or excessive insurance.
Determined appropriate premium rates based on individual risk profiles.
Commercial Lines Underwriting Assistant
State Farm
Bloomington , IL
03.2016 - 12.2018
Assisted in the training of new employees on underwriting processes and procedures.
Collaborated with team members to develop strategies for improving customer service levels.
Reviewed and evaluated new and renewal applications for accuracy, completeness, and compliance with underwriting guidelines.
Analyzed loss histories, credit reports, financial statements, MVRs and other relevant information to assess risk profile of potential customers.
Provided technical support to Underwriters regarding policy issuance or endorsement requests.
Inside Auto Claims Adjuster
COUNTRY Financial
Bloomington, IL
01.2015 - 03.2016
Investigated and evaluated automobile insurance claims, including inspection of vehicles and determination of liability.
Reviewed policy coverage to ensure compliance with state regulations and company procedures.
Negotiated settlements with claimants, attorneys, and other parties involved in the claim process.
Documented all claim activities in accordance with departmental standards.