MARY SCHULTZ
Marysville,OH
Summary
I am a current MLO with history of being an assistant and loan processor. I am skilled in loan origination, customer service and evaluating what a loan file will need. My ability to develop relationships with customers and close loans promptly has helped me immensely in the mortgage business. One thing I have learned to prioritize is to be a highly organized and detail-oriented worker, with a drive to exceed expectations. I am able to analyze data, develop strategies, and provide solutions to complex problems. Lastly, I am an ambitious individual with strong organizational and multitasking skills, as well as an eagerness for technology. I enjoy applying my knowledge and skills to any challenge.
Overview
12
12
years of professional experience
1
1
Certification
Work History
Mortgage Loan Officer
Guaranteed Rate Affinity
Marysville, OH
11.2024 - Current
- Worked specifically with Coldwell Banker Agents in their offices. Supported events, monthly meetings, marketing, client meetings. Advised new and existing agents on loan programs, market changes and updates, etc.
- Evaluated borrower eligibility, ensuring compliance with lending guidelines and regulations.
- Developed customized mortgage solutions, enhancing client satisfaction and retention.
- Facilitated communication between clients and underwriters, streamlining loan processing workflows.
- Mentored junior loan officers on best practices and industry standards for improved performance.
- Analyzed credit reports and financial statements to assess risk and recommend appropriate loan products.
- Conducted market research to identify trends, informing strategic decision-making for product offerings.
- Cultivated relationships with real estate agents and financial advisors to generate new business referrals.
Mortgage Loan Officer
Ruoff Home Mortgage
Columbus, OH
06.2017 - 11.2024
- Conducted risk assessment of loan applications and provided recommendations.
- Used knowledge as a loan processor and assistant to accurately gather the necessary documents and information, to limit the amount of conditions from underwriting.
- Analyzed applicants’ income, asset, etc, documentation to determine if a borrower is a preapproved.
- Handle credit repair and discussing many loan options with applicants, made them feel comfortable and understand all options, and communicated frequently.
Mortgage Loan Processor
Hallmark Home Mortgage
Columbus, OH
05.2014 - 06.2017
- Processed, scrubbed and requested documents from the borrowers for home loan approvals.
- Reviewed underwriting guidelines to ensure all information and documents needed were accurate and sufficient.
- Communicated regularly and frequently with borrowers, loan officers, underwriters and staff.
Receptionist
American Mortgage Company
Columbus, OH
05.2013 - 05.2014
- Received and handled applications, input in 1003, and pulled credit.
- Answered phone calls and emails, directed clients to the correct loan officer.
- Managed senior loan officers schedules, sent and received documents from borrowers, and organized files.
- Eventually moved to a processor position here.
Education
Highschool - undefined
Olentangy Libery High School
Powell, Ohio05.2007
Skills
- Mortgage Loan Origination
- Pre-Approval Process
- Loan Application Management
- Document Analysis
- Calculate Payments
- Client Account Management
- Active Listening and Learning
- Analytical and Critical Thinking
- Microsoft Office
Certification
- NMLS 1484190
- MLO OH 051773.000
- Licensed in Indiana as well
Timeline
Mortgage Loan Officer
Guaranteed Rate Affinity
11.2024 - Current
Mortgage Loan Officer
Ruoff Home Mortgage
06.2017 - 11.2024
Mortgage Loan Processor
Hallmark Home Mortgage
05.2014 - 06.2017
Receptionist
American Mortgage Company
05.2013 - 05.2014
Highschool - undefined
Olentangy Libery High School