Job Search Status
Open to workDesired Job Title
Credit ManagerWork Type
Full TimeLocation Preference
On-SiteRemoteLocation: Hayden, AL
Open to relocation: Yes
Open To Work
Mary Ann Baldwin
Hayden,AL
Work Preference
Summary
Credit Manager experienced in accounts receivable management, debt collection, and credit analysis. Improved credit controls and resolved disputes through effective risk evaluation and financial reporting. Focused on enhancing credit processes and leading cross-functional teams to deliver optimal receivables protection.
Overview
2027
2027
years of professional experience
Work History
Accounting Clerk
Liberty National Life Insurance Company
Birmingham, Alabama
- Processed invoices and verified coding for accurate accounts payable entries.
- Reconciled bank statements and resolved general ledger discrepancies.
- Recorded payments, deposits, and journal entries with consistent accuracy.
- Updated accounting records and maintained organized financial documentation.
Credit Manager
Iron Valley Supply
Birmingham, Alabama
2009 - Current
- Managed customer credit reviews, set limits, and maintained compliant approval records.
- Reviewed aging reports and prioritized collection activities to reduce overdue balances.
- Communicated with customers to resolve billing disputes and secure payment commitments.
- Analyzed account histories to identify credit risk and recommend appropriate holds.
- Coordinated with sales and finance teams to release orders and protect receivables.
- Monitored credit applications and verified documentation for accurate account setup.
- Updated credit files and maintained detailed notes in accounting systems.
- Prepared credit summaries and escalated high-risk accounts for management review.
- Performed semi-annual account credit limit reviews and credit increase review requests from financial service and sales teams.
- Work cross-functionally with sales, management, and other departments to maintain effective operations.
- Obtained and reviewed credit reports, credit references, credit insurance and financial statements to establish credit limits for new accounts.
- Participated in internal audits to ensure adherence to corporate guidelines and regulatory requirements related to credit management activities.
- Referred delinquent accounts to collections department or outside resources.
- Negotiated settlements and payment terms with customers and delivered customized payment plans.
- Oversaw reporting, documentation and recordkeeping requirements for department.
- Wrote and implemented standard operating procedures for credit personnel to achieve consistency in unit operations.
- Maintained accurate records of all customer interactions, ensuring transparency in reporting and easy access for future reference or legal purposes if necessary.
- Complied with established internal controls and policies.
- Supported financial director with special projects and additional job duties.
Education
Associate of Science - Business
Jefferson State Community College
Birmingham, ALSkills
- Account reconciliation
- Payment processing
- Collections management
- General ledger accounting
- Bank statement reconciliation
- Receivables management
- Credit analysis
- Credit risk assessment
- Financial reporting
- Detail orientation
- Data entry
- Customer service
- Team leadership
- Account evaluation
Timeline
Associate of Science - Business
Jefferson State Community College
Accounting Clerk
Liberty National Life Insurance Company
Credit Manager
Iron Valley Supply
2009 - Current